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	<title>Comments on: Life Without Credit Cards And The No Credit Needed Experiment</title>
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	<link>http://www.ncnblog.com/2008/06/17/life-without-credit-cards-and-the-no-credit-needed-experiment/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
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		<title>By: Izzi</title>
		<link>http://www.ncnblog.com/2008/06/17/life-without-credit-cards-and-the-no-credit-needed-experiment/comment-page-1/#comment-214841</link>
		<dc:creator>Izzi</dc:creator>
		<pubDate>Thu, 09 Dec 2010 02:40:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1263#comment-214841</guid>
		<description>oh my gosh - i found you!! I love this Blog - I have had it on my heart to reverting to live back, this way, for quite some time and am so thrilled to have come across this blog...thank you so much for sharing a piece of your life...
please don&#039;t go away..we need all the encourement and likemindedness as much as possible and I am so so glad to have found you!!
Sydney - Australia</description>
		<content:encoded><![CDATA[<p>oh my gosh &#8211; i found you!! I love this Blog &#8211; I have had it on my heart to reverting to live back, this way, for quite some time and am so thrilled to have come across this blog&#8230;thank you so much for sharing a piece of your life&#8230;<br />
please don&#8217;t go away..we need all the encourement and likemindedness as much as possible and I am so so glad to have found you!!<br />
Sydney &#8211; Australia</p>
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		<title>By: Walking Proof</title>
		<link>http://www.ncnblog.com/2008/06/17/life-without-credit-cards-and-the-no-credit-needed-experiment/comment-page-1/#comment-158944</link>
		<dc:creator>Walking Proof</dc:creator>
		<pubDate>Fri, 01 May 2009 20:34:07 +0000</pubDate>
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		<description>I have never used credit cards, yet have a credit score near the mid 700s. 

I&#039;m only 24 and am walking proof that you don&#039;t need a credit card to have good credit.</description>
		<content:encoded><![CDATA[<p>I have never used credit cards, yet have a credit score near the mid 700s. </p>
<p>I&#8217;m only 24 and am walking proof that you don&#8217;t need a credit card to have good credit.</p>
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		<title>By: Henri</title>
		<link>http://www.ncnblog.com/2008/06/17/life-without-credit-cards-and-the-no-credit-needed-experiment/comment-page-1/#comment-149894</link>
		<dc:creator>Henri</dc:creator>
		<pubDate>Fri, 06 Mar 2009 23:34:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1263#comment-149894</guid>
		<description>I honestly think it&#039;s one of the best financial blog around. Thanks for your advices.</description>
		<content:encoded><![CDATA[<p>I honestly think it&#8217;s one of the best financial blog around. Thanks for your advices.</p>
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		<title>By: Karin</title>
		<link>http://www.ncnblog.com/2008/06/17/life-without-credit-cards-and-the-no-credit-needed-experiment/comment-page-1/#comment-143512</link>
		<dc:creator>Karin</dc:creator>
		<pubDate>Sat, 17 Jan 2009 22:34:05 +0000</pubDate>
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		<description>We charge everything... and PAY for everything when the bill comes in.  It is only to get all the rewards.  Discover had 5% on groceries and gas this past quarter.  That earned us a whopping amount of money in just 3 months.  I do agree...if you cannot pay your credit card when in comes in, don&#039;t use it.  Getting on the other side, not owning money... it is nice to feel in &quot;charge&quot; of this stuff... no pun intended.</description>
		<content:encoded><![CDATA[<p>We charge everything&#8230; and PAY for everything when the bill comes in.  It is only to get all the rewards.  Discover had 5% on groceries and gas this past quarter.  That earned us a whopping amount of money in just 3 months.  I do agree&#8230;if you cannot pay your credit card when in comes in, don&#8217;t use it.  Getting on the other side, not owning money&#8230; it is nice to feel in &#8220;charge&#8221; of this stuff&#8230; no pun intended.</p>
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		<title>By: macky</title>
		<link>http://www.ncnblog.com/2008/06/17/life-without-credit-cards-and-the-no-credit-needed-experiment/comment-page-1/#comment-120554</link>
		<dc:creator>macky</dc:creator>
		<pubDate>Tue, 15 Jul 2008 15:55:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1263#comment-120554</guid>
		<description>2 years ago I just graduated from college and I was a broke young lady. I  had a chunky $5000 debt, I paid it off slowly and I had $3000 debt last year. I realized I needed to get out of debt as soon as possible, so I broke out from my laziness, struggled a little bit and found a much better job. Today, I am 23 years old young,  I have no debt, and even when I have to use my credit card I pay any balance in full and on time. In addition to that, I have some remarkable savings for my future that I really never thought I would have. :) When I started to work in the new company, I set a goal for my savings. Not only I reached it, I have far more than that. Setting goals are very important! Trust me :)</description>
		<content:encoded><![CDATA[<p>2 years ago I just graduated from college and I was a broke young lady. I  had a chunky $5000 debt, I paid it off slowly and I had $3000 debt last year. I realized I needed to get out of debt as soon as possible, so I broke out from my laziness, struggled a little bit and found a much better job. Today, I am 23 years old young,  I have no debt, and even when I have to use my credit card I pay any balance in full and on time. In addition to that, I have some remarkable savings for my future that I really never thought I would have. <img src='http://www.ncnblog.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  When I started to work in the new company, I set a goal for my savings. Not only I reached it, I have far more than that. Setting goals are very important! Trust me <img src='http://www.ncnblog.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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