Comments on: Paying For The Condo Rental Without Using A Credit Card http://www.ncnblog.com/2008/05/20/paying-for-the-condo-rental-without-using-a-credit-card/ Debt Reduction Rocks - We Are Living Debt Free! Tue, 07 Oct 2008 07:57:50 +0000 http://wordpress.org/?v=2.6 By: Britt http://www.ncnblog.com/2008/05/20/paying-for-the-condo-rental-without-using-a-credit-card/#comment-112289 Britt Fri, 30 May 2008 19:59:45 +0000 http://www.ncnblog.com/?p=1230#comment-112289 There should be no problem using your credit card...as long as you're committed to paying off the balance ASAP with money you've already budgeted for doing so. There should be no problem using your credit card…as long as you’re committed to paying off the balance ASAP with money you’ve already budgeted for doing so.

]]> By: ParatrooperJJ http://www.ncnblog.com/2008/05/20/paying-for-the-condo-rental-without-using-a-credit-card/#comment-110523 ParatrooperJJ Fri, 23 May 2008 13:48:34 +0000 http://www.ncnblog.com/?p=1230#comment-110523 Debit cards do not give you the same protections as credit cards. Debit cards do not give you the same protections as credit cards.

]]> By: Chris http://www.ncnblog.com/2008/05/20/paying-for-the-condo-rental-without-using-a-credit-card/#comment-110304 Chris Thu, 22 May 2008 19:52:45 +0000 http://www.ncnblog.com/?p=1230#comment-110304 I know the debit card isn't perfect. Whenever I rent a car or stay at a hotel (using my debit card), the company holds a few hundred dollars of my checking account until I return the car or check out of the hotel. To me, the advantages of using cash and the occasional debit card still outweigh anything a credit card has to offer. I disposed of my last credit card over a year ago. I know the debit card isn’t perfect. Whenever I rent a car or stay at a hotel (using my debit card), the company holds a few hundred dollars of my checking account until I return the car or check out of the hotel. To me, the advantages of using cash and the occasional debit card still outweigh anything a credit card has to offer. I disposed of my last credit card over a year ago.

]]> By: Ken Bireta http://www.ncnblog.com/2008/05/20/paying-for-the-condo-rental-without-using-a-credit-card/#comment-110256 Ken Bireta Thu, 22 May 2008 14:18:29 +0000 http://www.ncnblog.com/?p=1230#comment-110256 Chris, "Some Credit Needed", I like that! But. some people have difficulty giving up credit cards and debt. They perceive some kind of advantage that doesn't exist besides ending up in debt again. Notice there isn't any reason why they didn't use the debit card and no legitimate reason exists. I'm sure the company would have accepted a cash/check security deposit as well. Even though I was surprised to read this, given the name of the blog, everyone is at a different point. It took my wife a few months to finally give up our last credit card (it was her first, with her alma mater on it). I think this blogger will see the light eventually. He/she already seems to realize that they could have used the debit card. I suspect we'll read someday in the future about the courageous step this blogger takes when they cancel their lines of credit. Ken Chris,

“Some Credit Needed”, I like that! But. some people have difficulty giving up credit cards and debt. They perceive some kind of advantage that doesn’t exist besides ending up in debt again. Notice there isn’t any reason why they didn’t use the debit card and no legitimate reason exists. I’m sure the company would have accepted a cash/check security deposit as well.

Even though I was surprised to read this, given the name of the blog, everyone is at a different point. It took my wife a few months to finally give up our last credit card (it was her first, with her alma mater on it). I think this blogger will see the light eventually. He/she already seems to realize that they could have used the debit card. I suspect we’ll read someday in the future about the courageous step this blogger takes when they cancel their lines of credit.

Ken

]]> By: Chris http://www.ncnblog.com/2008/05/20/paying-for-the-condo-rental-without-using-a-credit-card/#comment-109937 Chris Wed, 21 May 2008 19:24:33 +0000 http://www.ncnblog.com/?p=1230#comment-109937 Hmm. Maybe you should change the title of your blog to "Some Credit Needed." Hmm. Maybe you should change the title of your blog to “Some Credit Needed.”

]]> By: Frugal Chick http://www.ncnblog.com/2008/05/20/paying-for-the-condo-rental-without-using-a-credit-card/#comment-109581 Frugal Chick Tue, 20 May 2008 21:42:49 +0000 http://www.ncnblog.com/?p=1230#comment-109581 I always use a credit card for reservations and stuff like this. I know I could also use a debit card with VISA or Mastercard sign on it AND I always thought that I would get the same protection as if I'm using a credit card. Is that correct? Or am I mistaken? I always use a credit card for reservations and stuff like this. I know I could also use a debit card with VISA or Mastercard sign on it AND I always thought that I would get the same protection as if I’m using a credit card. Is that correct? Or am I mistaken?

]]> By: Sam http://www.ncnblog.com/2008/05/20/paying-for-the-condo-rental-without-using-a-credit-card/#comment-109518 Sam Tue, 20 May 2008 14:40:56 +0000 http://www.ncnblog.com/?p=1230#comment-109518 We keep a credit card for travel situations like this too. We'll make travel reservations with a credit card and then pay with our debit card when we check out. We keep a credit card for travel situations like this too. We’ll make travel reservations with a credit card and then pay with our debit card when we check out.

]]> By: Laura http://www.ncnblog.com/2008/05/20/paying-for-the-condo-rental-without-using-a-credit-card/#comment-109501 Laura Tue, 20 May 2008 13:34:46 +0000 http://www.ncnblog.com/?p=1230#comment-109501 I have found from experience that it is often much more convenient to make reservations like this with a credit card. In the case of an error, company bankruptcy, cancellations, etc, etc... trying to get your money back with a credit card (vs. a check or debit card) is much easier. I have found from experience that it is often much more convenient to make reservations like this with a credit card. In the case of an error, company bankruptcy, cancellations, etc, etc… trying to get your money back with a credit card (vs. a check or debit card) is much easier.

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