Comments on: Getting Rid Of The Old Blue Chair - A Look Back At How I Used To Manage My Finances http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/ Debt Reduction Rocks - We Are Living Debt Free! Fri, 21 Nov 2008 20:30:22 +0000 http://wordpress.org/?v=2.6.3 By: Penelope http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102305 Penelope Wed, 23 Apr 2008 17:28:33 +0000 http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102305 If you want a REALLY good deal on a perfect chair, try Craigslist. It took weeks of checking, but six months and only $800.00 later I had a couch, a chair and half, an ottoman and a Pottery Barn coffee table. My living room is FINALLY furnished the way I like it instead of being filled with cast-offs from family. I feel all grown up :D If you want a REALLY good deal on a perfect chair, try Craigslist. It took weeks of checking, but six months and only $800.00 later I had a couch, a chair and half, an ottoman and a Pottery Barn coffee table. My living room is FINALLY furnished the way I like it instead of being filled with cast-offs from family. I feel all grown up :D

]]> By: traditional chesterfield furniture http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102296 traditional chesterfield furniture Wed, 23 Apr 2008 16:36:22 +0000 http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102296 I think it comes from your parents, my dad never let me get in debt (he made me work instead at his petrol station) - I remember when birthdays came around he would take my money presents off me (and put them into a savings account for me that i did not have access to!) before I had a chance to spend them! He is still taking money off my brother so he dosnt fritter it away and he is 26. I think it comes from your parents, my dad never let me get in debt (he made me work instead at his petrol station) - I remember when birthdays came around he would take my money presents off me (and put them into a savings account for me that i did not have access to!) before I had a chance to spend them! He is still taking money off my brother so he dosnt fritter it away and he is 26.

]]> By: Mike http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102295 Mike Wed, 23 Apr 2008 16:04:07 +0000 http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102295 It is painful to think about the mistakes we've made in the past, but if we truly learned from those mistakes (as it sounds like you have) then they are one of the reasons for our current success. It is painful to think about the mistakes we’ve made in the past, but if we truly learned from those mistakes (as it sounds like you have) then they are one of the reasons for our current success.

]]> By: tracy ho http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102290 tracy ho Wed, 23 Apr 2008 15:17:15 +0000 http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102290 After going through your great post , my temptation on immediate purchased will take a good round of survey first , Thanks Tracy Ho wisdomgettingloaded After going through your great post , my temptation on immediate purchased will take a good round of survey first ,

Thanks

Tracy Ho
wisdomgettingloaded

]]> By: Lizz http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102285 Lizz Wed, 23 Apr 2008 13:56:08 +0000 http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102285 Most of the things we recently sold in our garage sale had been impulse buys. (http://takingcontrolofmoney.blogspot.com/2008/04/stuff.html) Seeing all the things that we spend $20-$40 on at "big box" stores sitting in a row marked $5 or less, we realized that we have a problem. It's completely changed the way we spend money. This week we went out to lunch and the waitress tried to charge me for a drink even though I brought my own! Check those receipts! (http://takingcontrolofmoney.blogspot.com/2008/04/check-those-receipts.html) Most of the things we recently sold in our garage sale had been impulse buys. (http://takingcontrolofmoney.blogspot.com/2008/04/stuff.html) Seeing all the things that we spend $20-$40 on at “big box” stores sitting in a row marked $5 or less, we realized that we have a problem. It’s completely changed the way we spend money. This week we went out to lunch and the waitress tried to charge me for a drink even though I brought my own! Check those receipts! (http://takingcontrolofmoney.blogspot.com/2008/04/check-those-receipts.html)

]]> By: July Bucks http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102278 July Bucks Wed, 23 Apr 2008 13:17:33 +0000 http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102278 My money management skills changed considerably over the last two years. Living on a budget is not an easy thing to do cause sometimes it's really hard not to make impulse purchases. When I started following my budget, I realized how pleasant it is to make reasonable decision and get exactly what I need without paying sky-high interest or worrying about paying the balance off. My money management skills changed considerably over the last two years. Living on a budget is not an easy thing to do cause sometimes it’s really hard not to make impulse purchases. When I started following my budget, I realized how pleasant it is to make reasonable decision and get exactly what I need without paying sky-high interest or worrying about paying the balance off.

]]> By: David http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102222 David Wed, 23 Apr 2008 02:21:52 +0000 http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102222 Great Blog . I am just learning to be debt free and freaking out about how much money I have wasted over the years on interest alone , I actually use nickname slavenomore because I refuse to be a slave to debt anylonger Great Blog . I am just learning to be debt free and freaking out about how much money I have wasted over the years on interest alone , I actually use nickname slavenomore because I refuse to be a slave to debt anylonger

]]> By: Experts on Credit http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102157 Experts on Credit Tue, 22 Apr 2008 19:26:41 +0000 http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102157 When my boyfriend and I first moved in together, we made a ton of furniture impulse buys, some of which were very expensive. Thanks for your post, a good reminder since we're about to relocate and don't want to make the same mistake. When my boyfriend and I first moved in together, we made a ton of furniture impulse buys, some of which were very expensive. Thanks for your post, a good reminder since we’re about to relocate and don’t want to make the same mistake.

]]> By: NCN http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102123 NCN Tue, 22 Apr 2008 13:23:29 +0000 http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102123 @Adam - The folks who run the local furniture store go to our church and have been our friends for more than a decade. @Adam - The folks who run the local furniture store go to our church and have been our friends for more than a decade.

]]> By: Shanti @ Antishay http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102065 Shanti @ Antishay Tue, 22 Apr 2008 04:28:19 +0000 http://www.ncnblog.com/2008/04/21/getting-rid-of-the-old-blue-chair-a-look-back-at-how-i-used-to-manage-my-finances/#comment-102065 Oh my gosh, I am light-years ahead of where I used to be! Only three years ago I ate out for every meal and bought at least $200 worth of shoes every month. Usually every couple of months I'd drop a grand here and there for clothes and jewelry. I honestly don't know what I was thinking. Honestly. And I didn't buy with cash, of course, I bought with credit cards at 20% interest rates. Because I was 19 and didn't use my brain :/ Now I live on 40-50% of what I use the rest to pay off debt - later I will bank the rest. I rarely buy anything, and when I do it's something I've saved for and know I will use for a long time. I'm not even being strict with myself! I just have come to this calm in me about owning and buying that I didn't know before. Thank you for sharing your story! I am so so so close to being out of debt! (http://www.antishay.com/?p=127) Now that I'm nearly there, it's pretty fun to look back at how stupid I was. While in the midst of intense debt-payoff, it wasn't fun at all to remember what I had done to get into debt. As I become further and further removed, however, I am amused by how mindless I used to be. Thanks for prompting me to remember. It's always good to remember - if for no other reason, than to keep me from going down that path again! Oh my gosh, I am light-years ahead of where I used to be! Only three years ago I ate out for every meal and bought at least $200 worth of shoes every month. Usually every couple of months I’d drop a grand here and there for clothes and jewelry. I honestly don’t know what I was thinking. Honestly. And I didn’t buy with cash, of course, I bought with credit cards at 20% interest rates. Because I was 19 and didn’t use my brain :/

Now I live on 40-50% of what I use the rest to pay off debt - later I will bank the rest. I rarely buy anything, and when I do it’s something I’ve saved for and know I will use for a long time. I’m not even being strict with myself! I just have come to this calm in me about owning and buying that I didn’t know before.

Thank you for sharing your story! I am so so so close to being out of debt! (http://www.antishay.com/?p=127) Now that I’m nearly there, it’s pretty fun to look back at how stupid I was. While in the midst of intense debt-payoff, it wasn’t fun at all to remember what I had done to get into debt. As I become further and further removed, however, I am amused by how mindless I used to be. Thanks for prompting me to remember. It’s always good to remember - if for no other reason, than to keep me from going down that path again!

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