Meg from the World of Wealth and All Financial Matters recently wrote a very interesting article about investing, saving, and ‘having a life’.  I encourage you to click over and read the entire article, the final line of which I’ll quote here -

Why not just accept market returns, keep saving, and enjoy your life?

Meg’s main point, if I’m reading the article correctly, is that there needs to be a balance between investing, spending time managing our investments, and actually living our lives.  I could not agree more.  While I enjoy thinking about my finances, I find that there are days when I need to get away from the computer, away from my bank accounts, and away from the stock ticker.

But, I also think that Meg is speaking to a rather specific group of people - people like me (and perhaps you) who spend hours thinking about financial matters.  Some of us need to ‘chill’, just a bit, and enjoy our lives.  However, I think that there is another group out there, a rather substantial group, who need to get-in-gear and actually START thinking about their finances.  In fact, I’d wager that for every person who is obsessed with financial matters, there are a dozen people who are simply ignoring theirs, completely.

Meg’s article really helped me.  I’ve been worrying (obsessing?) about my investments lately, especially with the state of the economy, and I need to chill, just a bit.  So, if you are freaking out, relax.  But, if on the other hand you have NO sense of urgency, NO desire to learn a little about investing and the markets, you might want to, you know, GET ON IT!