Comments on: Reader Poll – Do You Use A Written Budget? http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/ Debt Reduction Rocks - We Are Living Debt Free! Fri, 10 Feb 2012 00:09:10 +0000 hourly 1 By: Festival of Frugality 109 | On Financial Success http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/comment-page-1/#comment-76109 Festival of Frugality 109 | On Financial Success Tue, 22 Jan 2008 10:22:18 +0000 http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/#comment-76109 [...] Credit Needed is running a poll to find out how many of us use a written budget. Right now, over 60% of voters claim to have and [...] [...] Credit Needed is running a poll to find out how many of us use a written budget. Right now, over 60% of voters claim to have and [...]

]]> By: Link Roundup: Floozy edition at Mighty Bargain Hunter http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/comment-page-1/#comment-75697 Link Roundup: Floozy edition at Mighty Bargain Hunter Mon, 21 Jan 2008 11:24:07 +0000 http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/#comment-75697 [...] Credit Needed is polling on whether people have a written budget or not.  (I’d go even further and say that it’s not a budget unless it’s written [...] [...] Credit Needed is polling on whether people have a written budget or not.  (I’d go even further and say that it’s not a budget unless it’s written [...]

]]> By: Jared http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/comment-page-1/#comment-73949 Jared Thu, 17 Jan 2008 05:31:06 +0000 http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/#comment-73949 I used to have a budget, but now most of my finances are on autopilot. I found that a budget didn't actually provide me any benefit. I found that having a retrospective (know where every dollar is spent) and a spending plan (know what my financial goals and large expenses will be for the next thirty years) is far more useful. But then, the only debt we have is the house, and again, all the retirement and savings funds are automated. It's amazing how much you can accumulate if you put your money in a place where it's inconvenient to access! I used to have a budget, but now most of my finances are on autopilot. I found that a budget didn’t actually provide me any benefit.

I found that having a retrospective (know where every dollar is spent) and a spending plan (know what my financial goals and large expenses will be for the next thirty years) is far more useful.

But then, the only debt we have is the house, and again, all the retirement and savings funds are automated. It’s amazing how much you can accumulate if you put your money in a place where it’s inconvenient to access!

]]> By: John Zeratsky http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/comment-page-1/#comment-73867 John Zeratsky Thu, 17 Jan 2008 00:51:51 +0000 http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/#comment-73867 I have a simple budget that I compare to my spending at the end of each month. So, I don't live by it, but I certainly use it. I have a simple budget that I compare to my spending at the end of each month. So, I don’t live by it, but I certainly use it.

]]> By: Eric http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/comment-page-1/#comment-73623 Eric Wed, 16 Jan 2008 13:24:34 +0000 http://www.ncnblog.com/2008/01/15/reader-poll-do-you-use-a-written-budget/#comment-73623 Yes, and I use it, but it's brand new. The wife and I just started with it this month (Jan). So far, so very good! Yes, and I use it, but it’s brand new. The wife and I just started with it this month (Jan). So far, so very good!

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