Comments on: Building A Better Budget With The New Baby On Board http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/ Debt Reduction Rocks - We Are Living Debt Free! Fri, 21 Nov 2008 21:18:54 +0000 http://wordpress.org/?v=2.6.3 By:   The Financial Impact Of The New Baby by No Credit Needed http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-124045   The Financial Impact Of The New Baby by No Credit Needed Tue, 05 Aug 2008 17:23:09 +0000 http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-124045 [...] in April, my wife gave birth to our third child, a beautiful baby girl.  Prior to the birth, I wrote about some changes that we were making to our budget, to prepare for life with the new baby. I made some predictions, based on what I thought we might have to deal with, once the new baby [...] [...] in April, my wife gave birth to our third child, a beautiful baby girl.  Prior to the birth, I wrote about some changes that we were making to our budget, to prepare for life with the new baby. I made some predictions, based on what I thought we might have to deal with, once the new baby [...]

]]> By: Weekend Homework Before The New Baby Arrives http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-98340 Weekend Homework Before The New Baby Arrives Sat, 29 Mar 2008 01:34:58 +0000 http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-98340 [...] wife is expecting our third child.  We have been very busy, getting ready for our new arrival.  I created a new budget, in preparation for the birth.  We also did a little shopping, so that we could furnish the new nursery.  The baby is due to be [...] [...] wife is expecting our third child.  We have been very busy, getting ready for our new arrival.  I created a new budget, in preparation for the birth.  We also did a little shopping, so that we could furnish the new nursery.  The baby is due to be [...]

]]> By: Tax Rebate Information, Cost Of The Delivery, And Other Odds And Ends http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-97216 Tax Rebate Information, Cost Of The Delivery, And Other Odds And Ends Fri, 21 Mar 2008 03:01:29 +0000 http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-97216 [...] My buddy, Nickel, from Five Cent Nickel has written a couple of articles about The Tax Stimulus Plan that you’ll want to read.  The first is about the tax rebate payment schedule and the second is about the official tax rebate calculator.  After reading the articles, it looks like our check, for $1800, should arrive in May.  This will work out great for our family, because my wife will miss a paycheck - due to the fact that she’ll be having baby #3. [...] [...] My buddy, Nickel, from Five Cent Nickel has written a couple of articles about The Tax Stimulus Plan that you’ll want to read.  The first is about the tax rebate payment schedule and the second is about the official tax rebate calculator.  After reading the articles, it looks like our check, for $1800, should arrive in May.  This will work out great for our family, because my wife will miss a paycheck - due to the fact that she’ll be having baby #3. [...]

]]> By: SpilltoJill http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-96112 SpilltoJill Sat, 15 Mar 2008 02:17:04 +0000 http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-96112 This is a very motivating article;) This is a very motivating article;)

]]> By: The Bad Penny http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-76360 The Bad Penny Wed, 23 Jan 2008 04:15:26 +0000 http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-76360 Congratulations! I just found out we're expecting, too. Our second. Your blog was an interesting read, because while I was thinking about the diapers and such, I didn't think about the extra electricity and water. It really helped me to think about what I need to prepare for. I'm really thankful to be able to breastfeed and cloth diaper, so that will help us (and I read your comment about your wife's medications, so I'm not suggesting breastfeeding for you all. :) ) Cloth diapering isn't bad at all, though, nowadays. Many cloth diapers are just like the disposables, but a little thicker, and well, cloth. Some daycares will use cloth if you ask. I noticed today that disposables have gone up in price (from $19.97 to $21.46) Ish! Anyway, we use cloth at home and when our son is at the sitter he uses disposables. It really cuts back on our costs! Of course, just like most things, it has to be something you are willing to do, or it's not worth the torture! Anyway, I'm blabbering! If you are interested, please let me know and I can tell you more. Otherwise, a huge congratulations to both of you and your two children! Congratulations! I just found out we’re expecting, too. Our second. Your blog was an interesting read, because while I was thinking about the diapers and such, I didn’t think about the extra electricity and water. It really helped me to think about what I need to prepare for.

I’m really thankful to be able to breastfeed and cloth diaper, so that will help us (and I read your comment about your wife’s medications, so I’m not suggesting breastfeeding for you all. :) ) Cloth diapering isn’t bad at all, though, nowadays. Many cloth diapers are just like the disposables, but a little thicker, and well, cloth. Some daycares will use cloth if you ask. I noticed today that disposables have gone up in price (from $19.97 to $21.46) Ish! Anyway, we use cloth at home and when our son is at the sitter he uses disposables. It really cuts back on our costs! Of course, just like most things, it has to be something you are willing to do, or it’s not worth the torture!

Anyway, I’m blabbering! If you are interested, please let me know and I can tell you more. Otherwise, a huge congratulations to both of you and your two children!

]]> By: Bought A Few Things For The New Baby http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-75480 Bought A Few Things For The New Baby Sun, 20 Jan 2008 21:31:05 +0000 http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-75480 [...] dad, I was super-worried about ‘how are we going to be able to afford this?’. Now, we have a budget in place and emergency savings in the bank and I can focus, really focus, on just being a dad and enjoying [...] [...] dad, I was super-worried about ‘how are we going to be able to afford this?’. Now, we have a budget in place and emergency savings in the bank and I can focus, really focus, on just being a dad and enjoying [...]

]]> By: » Hedging Bets on Blu-Ray But Still Disappointed (and Blog Roundup) on Consumerism Commentary: A Personal Finance Blog http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-74155 » Hedging Bets on Blu-Ray But Still Disappointed (and Blog Roundup) on Consumerism Commentary: A Personal Finance Blog Thu, 17 Jan 2008 17:05:21 +0000 http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-74155 [...] from No Credit Needed is expecting his third child and is building a better budget to take into account a lower income and higher expenses in some categories. Luckily there are some [...] [...] from No Credit Needed is expecting his third child and is building a better budget to take into account a lower income and higher expenses in some categories. Luckily there are some [...]

]]> By: NCN http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-73802 NCN Wed, 16 Jan 2008 22:47:48 +0000 http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-73802 Quick note.. I've mentioned this before.. on the original post where I talked about having the baby... but, due to a medication that my wife takes, formula is best for our situation. NCN Quick note..
I’ve mentioned this before.. on the original post where I talked about having the baby… but, due to a medication that my wife takes, formula is best for our situation.
NCN

]]> By: Erin http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-73797 Erin Wed, 16 Jan 2008 22:37:37 +0000 http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-73797 I really enjoy reading your blog, you always have great insight! I would seriously suggest crunching the numbers on formula though - breastfeeding, apart from being free and beneficial for mom and baby, will statistically also cut down on your little one's number of illnesses, and thus on the number of sick/personal days a parent must take. Even if your wife chooses to send formula to daycare instead of pumping, breastfeeding when possible will confer most of the same benefits. Good luck! I really enjoy reading your blog, you always have great insight! I would seriously suggest crunching the numbers on formula though - breastfeeding, apart from being free and beneficial for mom and baby, will statistically also cut down on your little one’s number of illnesses, and thus on the number of sick/personal days a parent must take. Even if your wife chooses to send formula to daycare instead of pumping, breastfeeding when possible will confer most of the same benefits. Good luck!

]]> By: Siena http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-73728 Siena Wed, 16 Jan 2008 18:16:24 +0000 http://www.ncnblog.com/2008/01/09/building-a-better-budget-with-the-new-baby-on-board/#comment-73728 Good post. I just wanted to add though more unexpected expenses--maternity clothes (unless your wife already has previous ones)--but I'm guessing there might be a few more expenses for your wife during her pregnancy and post pregnancy unrelated directly to the baby--you mentioned a stroller but I'm assuming you have furniture/car seat from previous child--plus the unexpected. My sibling had a HDHE plan and when her baby was born premature, the had 10K worth of copays for her and the baby. The irony is she got a letter from the state who told her if she had no insurance, they would cover the entire hospital bill 100%. Or if she made less than a certain amount, which unfortunately, she didn't. Good post. I just wanted to add though more unexpected expenses–maternity clothes (unless your wife already has previous ones)–but I’m guessing there might be a few more expenses for your wife during her pregnancy and post pregnancy unrelated directly to the baby–you mentioned a stroller but I’m assuming you have furniture/car seat from previous child–plus the unexpected. My sibling had a HDHE plan and when her baby was born premature, the had 10K worth of copays for her and the baby. The irony is she got a letter from the state who told her if she had no insurance, they would cover the entire hospital bill 100%. Or if she made less than a certain amount, which unfortunately, she didn’t.

]]>