Starting today, you can begin to make contributions to your Roth IRA for 2008.
(The maximum annual contribution for folks under 50 is $5000 for 2008.)
If you break it down, there are 470 days between January 1 and April 15.
$5000 / 470 = $10.64 per day
So, if you want to fully-fund your 2008 Roth IRA, you’ll need to contribute an average of $10.64 per day, for the next 470 days. Brown-bag it, skip the latte, drive 5 mph slower, drink tap water, and buy generic and you can fully-fund a retirement account.
(Of course, you don’t want to send $10.64 per day to your broker, but it always helps me to breakdown big goals into smaller, manageable ones.)