Considering Selling My Car (Or My Truck) (Or Both)
My wife and I recently purchased a new (to us) minivan. We also own a 2001 Honda Accord and a 1994 Ford F-150. I drive the car, my wife drives the minivan. The old truck, at this point, is basically just a trash-truck - I use it to haul trash, carry things from the hardware [...]
15 Resolutions And Goals For 2008 - January Update
New Year’s Eve 2007, I shared my resolutions and goals for 2008. Let’s take a quick look and see how I’ve done, so far!
Personal Finance Goals
Fully-fund 403b
Yes! After some hesitation (due to the fact that our household income may decrease in 2007) I decided to fully-fund my 403b for 2008. The 403b [...]
I Have Released A New Episode Of The No Credit Needed Podcast (Plus A Quick Stroll Through My Blogroll)
I have recorded and released a new episode of the No Credit Needed Podcast. Click over and you can hear the latest episode - now with a awesome into- and outro-music! (By the way, if you are new to podcasting, click here to read a recent post about how to listen to free, online audio [...]
Back To The Basics: How To Get Out Of Debt
Are you ready to get out of debt? Great! Here’s one method that works. In fact, it worked for me!
List all of your debts (including or excluding your first mortgage).
Make your minimum payments (on time) each month.
Send extra payments to a single account -
The account with the highest interest rate (or)
The account [...]
Tax Rebate And Economic Stimulus Plan - What Will You Do With Your $300 - $1200 Check?
It looks like the President and various members of Congress have agreed to the details of a new economic stimulus plan.
For more information about the plan, read this article from the NY Times.
Basically -
If you made $3000 in 2007 (or more) - you should receive a rebate check of $300 (or more).
If you are marred [...]
Rebuilding My Non-Retirement Savings (Formerly Known As The Emergency Fund)
Back in December, I set some goals for 2008. Since then, I went ahead and fully-funded my Roth IRA for 2008. That decision, coupled with our recent van purchase, has put a rather size able dent in our non-retirement savings. So, I’ve decided to focus on rebuilding our non-retirement savings.
I have created [...]
