I received an interesting email today. “Julie” asks -

Hey, NCN, why did you start blogging about debt reduction in the first place? And, now that you are debt free, do you get tired of writing about debt reduction?

Well, “Julie”, I started No Credit Needed because I was looking for a way to connect with like-minded people. In fact, when I started the blog, I didn’t really know that there were other “personal finance” blogs. I just thought that it would be cool to share my journey with the world - and I hoped that I might be able to find folks who liked to talk about debt reduction. I considered No Credit Needed to be a kind of ‘online journal’ - a place for me to share my thoughts and ideas.

In April, I’ll celebrate my third year of blogging. I must admit, I’m amazed by the number of people who visit my site, leave comments, and share their own stories. I am, quite literally, just a regular dude. I have a great wife, two awesome kids, a job I love, and friends that I enjoy - and yet, every week, thousands of folks stop by to read what I’ve written.

Do I ever get tired of writing about debt reduction? No way! Sure, my goals have expanded beyond debt reduction, but I still enjoy writing about debt reduction and debt repayment.

Now that I’m debt free, my goals have evolved. Personally, I want to learn more and more about personal finance, and I want to provide for my wife, my kids, and our futures. As far as the blogging goes, I hope to continue to connect with my readers, inspire them (a little) and be inspired by them (a lot).