Comments on: I Just Purchased A Minivan – Here’s How I Purchased Our Used (But New-To-Us) Vehicle Without Borrowing Any Money http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/ Debt Reduction Rocks - We Are Living Debt Free! Fri, 10 Feb 2012 00:09:10 +0000 hourly 1 By: Saving For A Car » No Credit Needed - Debt Reduction Rocks – We Are Living Debt Free! http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-216301 Saving For A Car » No Credit Needed - Debt Reduction Rocks – We Are Living Debt Free! Mon, 13 Jun 2011 11:02:03 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-216301 [...] over 175,000 miles on it.  Sooner or later (let’s hope, later) I’m going to need to buy a newer automobile.  Here’s my process for saving for a car – or any other major [...] [...] over 175,000 miles on it.  Sooner or later (let’s hope, later) I’m going to need to buy a newer automobile.  Here’s my process for saving for a car – or any other major [...]

]]> By: How To Save Money For A Mid-Range Goal » No Credit Needed - Debt Reduction Rocks – We Are Living Debt Free! http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-214734 How To Save Money For A Mid-Range Goal » No Credit Needed - Debt Reduction Rocks – We Are Living Debt Free! Fri, 03 Dec 2010 04:22:08 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-214734 [...] now, we’re focusing on saving enough money to buy a newer automobile for me, some new furniture for our youngest child, and a sprinkler system for our [...] [...] now, we’re focusing on saving enough money to buy a newer automobile for me, some new furniture for our youngest child, and a sprinkler system for our [...]

]]> By: Steve in MA http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-175367 Steve in MA Mon, 14 Sep 2009 06:20:21 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-175367 Dude, congratulations! I know my comment is four years after the fact though. I am very happy for your success. however, I would like to add a slightly different perspective. A new transmission would cost under $3000 and would probably last 10 years, as opposed to (I'm sure) at least twice as much for your "newer" van purchase. I noticed in your more recent posts that you are planning for the future to replace your 8 year old Honda (you don't say what kind of Honda)' I have a Honda too. It's a '92 Accord DX (standard transmission)with 220K miles on the (original) engine It's 17 years old and going strong. Original transmission (that's why I buy manual transmission cars) Original clutch even. I found a great body shop that restored the rotted out rear quarterpanel for only $400 and now the car looks like new. Ask around for a shop that does frame welding. They are used to serving people who keep their cars for a *long* time, as opposed to the shops that charge $3000 for bodywork because their clientele is the nonhandy/nonfrugal type. I will be doing what would be about $1500 in suspension and brake work next spring (which isn't a lot of money, but it will really only cost me $400 for parts (no labor) because I do most mechanical work myself). What I'm getting at is you don't need to replace that honda. At least for 12 years or so. Even if you don't do your own car work so keep saving that "car payment" is my advice. Dude, congratulations!

I know my comment is four years after the fact though.

I am very happy for your success.

however, I would like to add a slightly different perspective.

A new transmission would cost under $3000 and would probably last 10 years, as opposed to (I’m sure) at least twice as much for your “newer” van purchase.

I noticed in your more recent posts that you are planning for the future to replace your 8 year old Honda (you don’t say what kind of Honda)’

I have a Honda too.

It’s a ’92 Accord DX (standard transmission)with 220K miles on the (original) engine

It’s 17 years old and going strong. Original transmission (that’s why I buy manual transmission cars) Original clutch even.

I found a great body shop that restored the rotted out rear quarterpanel for only $400 and now the car looks like new. Ask around for a shop that does frame welding. They are used to serving people who keep their cars for a *long* time, as opposed to the shops that charge $3000 for bodywork because their clientele is the nonhandy/nonfrugal type.

I will be doing what would be about $1500 in suspension and brake work next spring (which isn’t a lot of money, but it will really only cost me $400 for parts (no labor) because I do most mechanical work myself).

What I’m getting at is you don’t need to replace that honda. At least for 12 years or so. Even if you don’t do your own car work

so keep saving that “car payment” is my advice.

]]> By:   Four Years Without A Car Payment by No Credit Needed http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-175158   Four Years Without A Car Payment by No Credit Needed Thu, 10 Sep 2009 09:04:29 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-175158 [...] couple of years ago, we used this technique and purchased a new-to-us automobile, with cash.  While it hurt to write a single check for such a substantial amount, it felt good to feel [...] [...] couple of years ago, we used this technique and purchased a new-to-us automobile, with cash.  While it hurt to write a single check for such a substantial amount, it felt good to feel [...]

]]> By:   A 10 Step Outline Of Our Financial Plan by No Credit Needed http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-159463   A 10 Step Outline Of Our Financial Plan by No Credit Needed Tue, 05 May 2009 19:08:01 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-159463 [...] After funding retirement and education accounts, I then focus on saving for future major purchases.  Currently, I am saving for the purchase of a newer automobile, and the possible purchase of a new home.  The new car purchase should occur in the next five years, while the new home purchase should occur within the next decade.  (I hope to pay cash for the new home.  It’s a major goal, but one I’m hoping to achieve!)  You can read more hear, about how a few years ago, I paid cash for a new-to-me automobile. [...] [...] After funding retirement and education accounts, I then focus on saving for future major purchases.  Currently, I am saving for the purchase of a newer automobile, and the possible purchase of a new home.  The new car purchase should occur in the next five years, while the new home purchase should occur within the next decade.  (I hope to pay cash for the new home.  It’s a major goal, but one I’m hoping to achieve!)  You can read more hear, about how a few years ago, I paid cash for a new-to-me automobile. [...]

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