Comments on: I Just Purchased A Minivan – Here’s How I Purchased Our Used (But New-To-Us) Vehicle Without Borrowing Any Money http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/ Debt Reduction Rocks - We Are Living Debt Free! Sat, 21 Nov 2009 11:44:22 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Steve in MA http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-175367 Steve in MA Mon, 14 Sep 2009 06:20:21 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-175367 Dude, congratulations! I know my comment is four years after the fact though. I am very happy for your success. however, I would like to add a slightly different perspective. A new transmission would cost under $3000 and would probably last 10 years, as opposed to (I'm sure) at least twice as much for your "newer" van purchase. I noticed in your more recent posts that you are planning for the future to replace your 8 year old Honda (you don't say what kind of Honda)' I have a Honda too. It's a '92 Accord DX (standard transmission)with 220K miles on the (original) engine It's 17 years old and going strong. Original transmission (that's why I buy manual transmission cars) Original clutch even. I found a great body shop that restored the rotted out rear quarterpanel for only $400 and now the car looks like new. Ask around for a shop that does frame welding. They are used to serving people who keep their cars for a *long* time, as opposed to the shops that charge $3000 for bodywork because their clientele is the nonhandy/nonfrugal type. I will be doing what would be about $1500 in suspension and brake work next spring (which isn't a lot of money, but it will really only cost me $400 for parts (no labor) because I do most mechanical work myself). What I'm getting at is you don't need to replace that honda. At least for 12 years or so. Even if you don't do your own car work so keep saving that "car payment" is my advice. Dude, congratulations!

I know my comment is four years after the fact though.

I am very happy for your success.

however, I would like to add a slightly different perspective.

A new transmission would cost under $3000 and would probably last 10 years, as opposed to (I’m sure) at least twice as much for your “newer” van purchase.

I noticed in your more recent posts that you are planning for the future to replace your 8 year old Honda (you don’t say what kind of Honda)’

I have a Honda too.

It’s a ‘92 Accord DX (standard transmission)with 220K miles on the (original) engine

It’s 17 years old and going strong. Original transmission (that’s why I buy manual transmission cars) Original clutch even.

I found a great body shop that restored the rotted out rear quarterpanel for only $400 and now the car looks like new. Ask around for a shop that does frame welding. They are used to serving people who keep their cars for a *long* time, as opposed to the shops that charge $3000 for bodywork because their clientele is the nonhandy/nonfrugal type.

I will be doing what would be about $1500 in suspension and brake work next spring (which isn’t a lot of money, but it will really only cost me $400 for parts (no labor) because I do most mechanical work myself).

What I’m getting at is you don’t need to replace that honda. At least for 12 years or so. Even if you don’t do your own car work

so keep saving that “car payment” is my advice.

]]> By:   Four Years Without A Car Payment by No Credit Needed http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-175158   Four Years Without A Car Payment by No Credit Needed Thu, 10 Sep 2009 09:04:29 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-175158 [...] couple of years ago, we used this technique and purchased a new-to-us automobile, with cash.  While it hurt to write a single check for such a substantial amount, it felt good to feel [...] [...] couple of years ago, we used this technique and purchased a new-to-us automobile, with cash.  While it hurt to write a single check for such a substantial amount, it felt good to feel [...]

]]> By:   A 10 Step Outline Of Our Financial Plan by No Credit Needed http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-159463   A 10 Step Outline Of Our Financial Plan by No Credit Needed Tue, 05 May 2009 19:08:01 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-159463 [...] After funding retirement and education accounts, I then focus on saving for future major purchases.  Currently, I am saving for the purchase of a newer automobile, and the possible purchase of a new home.  The new car purchase should occur in the next five years, while the new home purchase should occur within the next decade.  (I hope to pay cash for the new home.  It’s a major goal, but one I’m hoping to achieve!)  You can read more hear, about how a few years ago, I paid cash for a new-to-me automobile. [...] [...] After funding retirement and education accounts, I then focus on saving for future major purchases.  Currently, I am saving for the purchase of a newer automobile, and the possible purchase of a new home.  The new car purchase should occur in the next five years, while the new home purchase should occur within the next decade.  (I hope to pay cash for the new home.  It’s a major goal, but one I’m hoping to achieve!)  You can read more hear, about how a few years ago, I paid cash for a new-to-me automobile. [...]

]]> By:   Getting Real With Myself About My Car by No Credit Needed http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-144563   Getting Real With Myself About My Car by No Credit Needed Mon, 26 Jan 2009 12:01:28 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-144563 [...] wife and I own three paid for automobiles - a minivan we paid cash for in 2007, an 2001 Accord we paid off in 2005, and an old pickup truck that I use for hauling off [...] [...] wife and I own three paid for automobiles – a minivan we paid cash for in 2007, an 2001 Accord we paid off in 2005, and an old pickup truck that I use for hauling off [...]

]]> By:   No More Car Payments by No Credit Needed http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-144341   No More Car Payments by No Credit Needed Sat, 24 Jan 2009 18:33:47 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-144341 [...] Awesome!  PT is right!  Paying off your automobile loan - and actually owning you car - feels awesome.  (You can click here to read about the day we paid off our automobile loan - and how, just two-and-a-half years later, we purchased a new-to-us minivan, with cash.) [...] [...] Awesome!  PT is right!  Paying off your automobile loan – and actually owning you car – feels awesome.  (You can click here to read about the day we paid off our automobile loan – and how, just two-and-a-half years later, we purchased a new-to-us minivan, with cash.) [...]

]]> By:   The Insurance Adjuster Has Given Me An Estimate by No Credit Needed http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-138565   The Insurance Adjuster Has Given Me An Estimate by No Credit Needed Tue, 02 Dec 2008 22:48:03 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-138565 [...] here to read about how I paid cash for our minivan last year.  I’ll use a lot of the same techniques when / if I decide to buy a newer [...] [...] here to read about how I paid cash for our minivan last year.  I’ll use a lot of the same techniques when / if I decide to buy a newer [...]

]]> By:   40 Months Living No Credit Needed by No Credit Needed http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-126132   40 Months Living No Credit Needed by No Credit Needed Fri, 22 Aug 2008 18:57:36 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-126132 [...] (I also purchased a new-to-us minivan.) [...] [...] (I also purchased a new-to-us minivan.) [...]

]]> By: Ebay hot items http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-124858 Ebay hot items Sun, 10 Aug 2008 20:28:51 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-124858 Very interesting blog, i have added it to my fovourites, greetings Very interesting blog, i have added it to my fovourites, greetings

]]> By:   I’m Thinking About Buying An Automobile by No Credit Needed http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-123545   I’m Thinking About Buying An Automobile by No Credit Needed Fri, 01 Aug 2008 20:40:46 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-123545 [...] Edit October 2007 - Well, I thought about it for a long time, and I finally did it.  Click here to read how I paid cash for our new-to-us minivan. [...] [...] Edit October 2007 – Well, I thought about it for a long time, and I finally did it.  Click here to read how I paid cash for our new-to-us minivan. [...]

]]> By:   The Most Awesome Readers In The World Share Their Best Personal Finance Tips by No Credit Needed http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/comment-page-1/#comment-123288   The Most Awesome Readers In The World Share Their Best Personal Finance Tips by No Credit Needed Thu, 31 Jul 2008 11:00:53 +0000 http://www.ncnblog.com/2007/10/22/i-just-purchased-a-minivan-heres-how-i-purchased-our-used-but-new-to-us-vehicle-without-borrowing-any-money/#comment-123288 [...] Buy used.  We did this when we bought our new-to-us minivan. [...] [...] Buy used.  We did this when we bought our new-to-us minivan. [...]

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