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	<title>Comments on: How I Live Without Using Credit Cards &#8211; My Simple System For Living On A Budget</title>
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	<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
	<lastBuildDate>Sat, 21 Nov 2009 11:44:22 -0800</lastBuildDate>
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		<title>By: &#160; How To Break The Credit Card Habit&#160;by&#160;No Credit Needed</title>
		<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/comment-page-2/#comment-152734</link>
		<dc:creator>&#160; How To Break The Credit Card Habit&#160;by&#160;No Credit Needed</dc:creator>
		<pubDate>Thu, 19 Mar 2009 11:31:17 +0000</pubDate>
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		<description>[...] written about our system before, so I will not go into the details here.  Suffice to say, we have a system for managing our [...]</description>
		<content:encoded><![CDATA[<p>[...] written about our system before, so I will not go into the details here.  Suffice to say, we have a system for managing our [...]</p>
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		<title>By: From Overwhelmed To In Control - debthurt.com</title>
		<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/comment-page-1/#comment-149881</link>
		<dc:creator>From Overwhelmed To In Control - debthurt.com</dc:creator>
		<pubDate>Fri, 06 Mar 2009 20:02:00 +0000</pubDate>
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		<description>[...] are tired of your credit cards, or you feel that your credit card usage is out of control, it is possible to live without the silly things.  Personally, I think that everyone, during their debt reduction phase, should give up their [...]</description>
		<content:encoded><![CDATA[<p>[...] are tired of your credit cards, or you feel that your credit card usage is out of control, it is possible to live without the silly things.  Personally, I think that everyone, during their debt reduction phase, should give up their [...]</p>
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		<title>By: &#160; From Overwhelmed To In Control&#160;by&#160;No Credit Needed</title>
		<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/comment-page-1/#comment-149730</link>
		<dc:creator>&#160; From Overwhelmed To In Control&#160;by&#160;No Credit Needed</dc:creator>
		<pubDate>Thu, 05 Mar 2009 11:47:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/#comment-149730</guid>
		<description>[...] are tired of your credit cards, or you feel that your credit card usage is out of control, it is possible to live without the silly things.  Personally, I think that everyone, during their debt reduction phase, should give up their [...]</description>
		<content:encoded><![CDATA[<p>[...] are tired of your credit cards, or you feel that your credit card usage is out of control, it is possible to live without the silly things.  Personally, I think that everyone, during their debt reduction phase, should give up their [...]</p>
]]></content:encoded>
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		<title>By: nathanr&#124;ca &#187; Debit Cards vs. Credit Cards: Fees and Fraud Protection</title>
		<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/comment-page-1/#comment-143507</link>
		<dc:creator>nathanr&#124;ca &#187; Debit Cards vs. Credit Cards: Fees and Fraud Protection</dc:creator>
		<pubDate>Sat, 17 Jan 2009 21:42:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/#comment-143507</guid>
		<description>[...] financial experts suggest using debit cards instead of credit cards because in theory, you will spend less if you are only paying with money [...]</description>
		<content:encoded><![CDATA[<p>[...] financial experts suggest using debit cards instead of credit cards because in theory, you will spend less if you are only paying with money [...]</p>
]]></content:encoded>
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		<title>By: The Idealistic Investor &#187; Blog Archive &#187; Should You Declare Bankruptcy?</title>
		<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/comment-page-1/#comment-141086</link>
		<dc:creator>The Idealistic Investor &#187; Blog Archive &#187; Should You Declare Bankruptcy?</dc:creator>
		<pubDate>Sun, 28 Dec 2008 06:43:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/#comment-141086</guid>
		<description>[...] Stop borrowing. Cut up your credit cards. Yes, you can live without credit cards. Borrowing doesn&#8217;t save you from an emergency, it merely delays and compounds the emergency. [...]</description>
		<content:encoded><![CDATA[<p>[...] Stop borrowing. Cut up your credit cards. Yes, you can live without credit cards. Borrowing doesn&#8217;t save you from an emergency, it merely delays and compounds the emergency. [...]</p>
]]></content:encoded>
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		<title>By: &#160; How Do Credit Card Companies Calculate Minimum Monthly Payments?&#160;by&#160;No Credit Needed</title>
		<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/comment-page-1/#comment-137722</link>
		<dc:creator>&#160; How Do Credit Card Companies Calculate Minimum Monthly Payments?&#160;by&#160;No Credit Needed</dc:creator>
		<pubDate>Tue, 25 Nov 2008 03:55:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/#comment-137722</guid>
		<description>[...] Want a sure-fire way of never having to worry about anything your just read?  Live life without the silly things and be happy! [...]</description>
		<content:encoded><![CDATA[<p>[...] Want a sure-fire way of never having to worry about anything your just read?  Live life without the silly things and be happy! [...]</p>
]]></content:encoded>
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		<title>By: &#160; How I Live Without Borrowing Money&#160;by&#160;No Credit Needed</title>
		<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/comment-page-1/#comment-130489</link>
		<dc:creator>&#160; How I Live Without Borrowing Money&#160;by&#160;No Credit Needed</dc:creator>
		<pubDate>Thu, 02 Oct 2008 03:10:37 +0000</pubDate>
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		<description>[...] How I Live Without Credit Cards [...]</description>
		<content:encoded><![CDATA[<p>[...] How I Live Without Credit Cards [...]</p>
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		<title>By: dennisS</title>
		<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/comment-page-1/#comment-127512</link>
		<dc:creator>dennisS</dc:creator>
		<pubDate>Tue, 02 Sep 2008 07:45:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/#comment-127512</guid>
		<description>In addition to the envelope system, I also have a savings account which I use as a &quot;line of credit.&quot; Amy money I take from this automatically becomes a bill which must be paid just as I do the lights, cable, insurance, etc. In essence, I have my own private credit card. In addition to any monthly payments, I also add  a set amount to it every paycheck so my &quot;credit line&quot; continually grows.  I have found it is a lot easier, and a lot less expensive to loan myself money than to get it from the credit card companies.</description>
		<content:encoded><![CDATA[<p>In addition to the envelope system, I also have a savings account which I use as a &#8220;line of credit.&#8221; Amy money I take from this automatically becomes a bill which must be paid just as I do the lights, cable, insurance, etc. In essence, I have my own private credit card. In addition to any monthly payments, I also add  a set amount to it every paycheck so my &#8220;credit line&#8221; continually grows.  I have found it is a lot easier, and a lot less expensive to loan myself money than to get it from the credit card companies.</p>
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		<title>By: Marketing Direct Mail Marketing Add Link</title>
		<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/comment-page-1/#comment-126155</link>
		<dc:creator>Marketing Direct Mail Marketing Add Link</dc:creator>
		<pubDate>Sat, 23 Aug 2008 00:54:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/#comment-126155</guid>
		<description>&lt;strong&gt;Marketing Direct Mail Marketing Add Link...&lt;/strong&gt;

I didn&#039;t agree with you first, but last paragraph makes sense for me...</description>
		<content:encoded><![CDATA[<p><strong>Marketing Direct Mail Marketing Add Link&#8230;</strong></p>
<p>I didn&#8217;t agree with you first, but last paragraph makes sense for me&#8230;</p>
]]></content:encoded>
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		<title>By: Credit Cards or Debit Cards? &#124; We Need Money</title>
		<link>http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/comment-page-1/#comment-126046</link>
		<dc:creator>Credit Cards or Debit Cards? &#124; We Need Money</dc:creator>
		<pubDate>Thu, 21 Aug 2008 21:22:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/19/how-i-live-without-using-credit-cards-my-simple-system-for-living-on-a-budget/#comment-126046</guid>
		<description>[...] many make, and it’s actually not as difficult as it sounds. Over at No Credit Needed, there’s a great explanation of how one guy gets by using just cash and his debit card, no credit at [...]</description>
		<content:encoded><![CDATA[<p>[...] many make, and it’s actually not as difficult as it sounds. Over at No Credit Needed, there’s a great explanation of how one guy gets by using just cash and his debit card, no credit at [...]</p>
]]></content:encoded>
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