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	<title>Comments on: Reader Poll &#8211; Are You Debt Free? &#8211; Share Your Story</title>
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	<link>http://www.ncnblog.com/2007/10/09/reader-poll-are-you-debt-free-share-your-story/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
	<lastBuildDate>Fri, 10 Feb 2012 00:09:10 +0000</lastBuildDate>
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		<title>By: Susan</title>
		<link>http://www.ncnblog.com/2007/10/09/reader-poll-are-you-debt-free-share-your-story/comment-page-1/#comment-91356</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Sun, 24 Feb 2008 16:57:24 +0000</pubDate>
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		<description>My husband and I are not accumulating any more debt and are working very hard in Michigan to reduce our debt (house, credit cards used to start my husband&#039;s small business that has almost collapsed in our economy). Our whole family (us plus 2 kids) are very creative to reduce costs and, I believe, live a much richer life in ways that really matter to us. It will be 8-10 years before our debt is PIF, but every month we get closer! 
We have also begun studying our family history books (that family members have worked so hard on!) as a family and embraced that other generations have had more difficult times than us and survived quite well. It is inspiring.</description>
		<content:encoded><![CDATA[<p>My husband and I are not accumulating any more debt and are working very hard in Michigan to reduce our debt (house, credit cards used to start my husband&#8217;s small business that has almost collapsed in our economy). Our whole family (us plus 2 kids) are very creative to reduce costs and, I believe, live a much richer life in ways that really matter to us. It will be 8-10 years before our debt is PIF, but every month we get closer!<br />
We have also begun studying our family history books (that family members have worked so hard on!) as a family and embraced that other generations have had more difficult times than us and survived quite well. It is inspiring.</p>
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		<title>By: 2007 - No Credit Needed Year-End Review (October)</title>
		<link>http://www.ncnblog.com/2007/10/09/reader-poll-are-you-debt-free-share-your-story/comment-page-1/#comment-91126</link>
		<dc:creator>2007 - No Credit Needed Year-End Review (October)</dc:creator>
		<pubDate>Sat, 23 Feb 2008 18:46:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/09/reader-poll-are-you-debt-free-share-your-story/#comment-91126</guid>
		<description>[...] 9 - Reader Poll - Are You Debt Free?  Share Your Story - This poll is still open!  Over 600 people have voted and several have shared their stories.  Go [...]</description>
		<content:encoded><![CDATA[<p>[...] 9 &#8211; Reader Poll &#8211; Are You Debt Free?  Share Your Story &#8211; This poll is still open!  Over 600 people have voted and several have shared their stories.  Go [...]</p>
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		<title>By: Lory</title>
		<link>http://www.ncnblog.com/2007/10/09/reader-poll-are-you-debt-free-share-your-story/comment-page-1/#comment-50821</link>
		<dc:creator>Lory</dc:creator>
		<pubDate>Thu, 15 Nov 2007 11:00:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/09/reader-poll-are-you-debt-free-share-your-story/#comment-50821</guid>
		<description>Debt free, except for my mortgage. I live in Italy and I&#039;m in the process of renovating a house with my boyfriend - we currently have a € 180,000 mortgage to repay, so there&#039;s a long road ahead of us... now we&#039;re trying to concentrare all our efforts at having enough money to pay for the kitchen equipment and furniture (about €12,000) in cash next April, without having to get a loan, even though it would be a 0% interest loan. I just wouldn&#039;t like the feeling of owing more money! Let&#039;s hope we&#039;ll get there...</description>
		<content:encoded><![CDATA[<p>Debt free, except for my mortgage. I live in Italy and I&#8217;m in the process of renovating a house with my boyfriend &#8211; we currently have a € 180,000 mortgage to repay, so there&#8217;s a long road ahead of us&#8230; now we&#8217;re trying to concentrare all our efforts at having enough money to pay for the kitchen equipment and furniture (about €12,000) in cash next April, without having to get a loan, even though it would be a 0% interest loan. I just wouldn&#8217;t like the feeling of owing more money! Let&#8217;s hope we&#8217;ll get there&#8230;</p>
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		<title>By: Jay</title>
		<link>http://www.ncnblog.com/2007/10/09/reader-poll-are-you-debt-free-share-your-story/comment-page-1/#comment-48446</link>
		<dc:creator>Jay</dc:creator>
		<pubDate>Sat, 10 Nov 2007 04:32:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/09/reader-poll-are-you-debt-free-share-your-story/#comment-48446</guid>
		<description>NCN,
what advise would you give me. I married a wrong woman and have a child with her. She doesn&#039;t care about finances, i&#039;m helping her pay her loan and she refuses to work. She makes me spend money, refuses to support me. 
I&#039;m afraid that I will be worse off with a divorce.

Thanks</description>
		<content:encoded><![CDATA[<p>NCN,<br />
what advise would you give me. I married a wrong woman and have a child with her. She doesn&#8217;t care about finances, i&#8217;m helping her pay her loan and she refuses to work. She makes me spend money, refuses to support me.<br />
I&#8217;m afraid that I will be worse off with a divorce.</p>
<p>Thanks</p>
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		<title>By: TS</title>
		<link>http://www.ncnblog.com/2007/10/09/reader-poll-are-you-debt-free-share-your-story/comment-page-1/#comment-47903</link>
		<dc:creator>TS</dc:creator>
		<pubDate>Fri, 09 Nov 2007 00:40:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/10/09/reader-poll-are-you-debt-free-share-your-story/#comment-47903</guid>
		<description>Me and my husband are debt free except for our home which will be paid off in 2 1/2 more years.  We have three vehicles that are paid for.  My husband still drives his 1988 Chevorlet truck that has over 300,000 miles on it (he does preventive maintance on our vehicles).  My  car is 7 years old and still drives good.  We just don&#039;t spend alot on things we know that we don&#039;t need. We save and invest more than what we spend.  My husband and I make $100,000 a year.  Other than our $1000 a month house payment the only other big bill that we have a month is our GAS for our vehicles.  We had to go without a lot to get where we are and now we have the money to do and buy what we want but we don&#039;t - we want to retire early.</description>
		<content:encoded><![CDATA[<p>Me and my husband are debt free except for our home which will be paid off in 2 1/2 more years.  We have three vehicles that are paid for.  My husband still drives his 1988 Chevorlet truck that has over 300,000 miles on it (he does preventive maintance on our vehicles).  My  car is 7 years old and still drives good.  We just don&#8217;t spend alot on things we know that we don&#8217;t need. We save and invest more than what we spend.  My husband and I make $100,000 a year.  Other than our $1000 a month house payment the only other big bill that we have a month is our GAS for our vehicles.  We had to go without a lot to get where we are and now we have the money to do and buy what we want but we don&#8217;t &#8211; we want to retire early.</p>
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