Comments on: Reader Poll – Are You Debt Free? – Share Your Story

By: credit earn extra home money

credit earn extra home money — Mon, 23 Jun 2008 09:30:39 +0000

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By: Susan

Susan — Sun, 24 Feb 2008 16:57:24 +0000

My husband and I are not accumulating any more debt and are working very hard in Michigan to reduce our debt (house, credit cards used to start my husband’s small business that has almost collapsed in our economy). Our whole family (us plus 2 kids) are very creative to reduce costs and, I believe, live a much richer life in ways that really matter to us. It will be 8-10 years before our debt is PIF, but every month we get closer!
We have also begun studying our family history books (that family members have worked so hard on!) as a family and embraced that other generations have had more difficult times than us and survived quite well. It is inspiring.

By: 2007 - No Credit Needed Year-End Review (October)

2007 - No Credit Needed Year-End Review (October) — Sat, 23 Feb 2008 18:46:19 +0000

[...] 9 – Reader Poll – Are You Debt Free? Share Your Story – This poll is still open! Over 600 people have voted and several have shared their stories. Go [...]

By: Lory

Lory — Thu, 15 Nov 2007 11:00:17 +0000

Debt free, except for my mortgage. I live in Italy and I’m in the process of renovating a house with my boyfriend – we currently have a € 180,000 mortgage to repay, so there’s a long road ahead of us… now we’re trying to concentrare all our efforts at having enough money to pay for the kitchen equipment and furniture (about €12,000) in cash next April, without having to get a loan, even though it would be a 0% interest loan. I just wouldn’t like the feeling of owing more money! Let’s hope we’ll get there…

By: Jay

Jay — Sat, 10 Nov 2007 04:32:52 +0000

NCN,
what advise would you give me. I married a wrong woman and have a child with her. She doesn’t care about finances, i’m helping her pay her loan and she refuses to work. She makes me spend money, refuses to support me.
I’m afraid that I will be worse off with a divorce.

Thanks

By: TS

TS — Fri, 09 Nov 2007 00:40:03 +0000

Me and my husband are debt free except for our home which will be paid off in 2 1/2 more years. We have three vehicles that are paid for. My husband still drives his 1988 Chevorlet truck that has over 300,000 miles on it (he does preventive maintance on our vehicles). My car is 7 years old and still drives good. We just don’t spend alot on things we know that we don’t need. We save and invest more than what we spend. My husband and I make $100,000 a year. Other than our $1000 a month house payment the only other big bill that we have a month is our GAS for our vehicles. We had to go without a lot to get where we are and now we have the money to do and buy what we want but we don’t – we want to retire early.

By: NCN

NCN — Thu, 08 Nov 2007 20:20:53 +0000

@Velvet – Option 1 would fit you – This is a poll about where you are now, not where you might be in the future…
NCN

By: Velvet Jones

Velvet Jones — Thu, 08 Nov 2007 18:51:34 +0000

I’m debt-free, however I don’t own a home, so neither of the first two options fit for me.

By: Robert

Robert — Thu, 08 Nov 2007 02:34:31 +0000

Was working on first and second mortgages when father in law died in October ‘06. Inherited enough to pay off both and have a some left for kids’ college and to catch up Roth IRA’s. Not happy with way it happened, but glad to be debt free!!

By: Brent

Brent — Wed, 07 Nov 2007 14:45:12 +0000

We’re working on paying off the debt. Started on 5/25/07 with $32729 and are now at $24885 5 months later, paid off $7844 so far.

Hopefully if everything works out and life isn’t to hard on use we’ll be debt free in July 2009. We’ve cut our lifestyle down and are watching everything that we spend.

We’re controlling our money insted of it controlling us!