Comments on: Day 14 of 33 Days And 33 Ways To Save Money And Reduce Debt: Call For Discounts http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/ Debt Reduction Rocks - We Are Living Debt Free! Sat, 21 Nov 2009 11:44:22 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Negotiate Anything and Everything - FinancialDominance.com http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/comment-page-1/#comment-157897 Negotiate Anything and Everything - FinancialDominance.com Wed, 22 Apr 2009 10:06:23 +0000 http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/#comment-157897 [...] and Reduce Debt for the last couple of weeks and wanted to write in agreement to his post about calling for discounts. Calling and negotiating with every vendor possible is the easiest and most surefire way to start [...] [...] and Reduce Debt for the last couple of weeks and wanted to write in agreement to his post about calling for discounts. Calling and negotiating with every vendor possible is the easiest and most surefire way to start [...]

]]> By: Back To The Basics: How To Get Out Of Debt http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/comment-page-1/#comment-79000 Back To The Basics: How To Get Out Of Debt Mon, 28 Jan 2008 22:30:37 +0000 http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/#comment-79000 [...] NEVER hurts to call your credit card company and ask for lower rates. (Also, you can call your phone company, cellphone company, satellite provider, etc. and ask for discounts. The more money you save, the more money you have for debt [...] [...] NEVER hurts to call your credit card company and ask for lower rates. (Also, you can call your phone company, cellphone company, satellite provider, etc. and ask for discounts. The more money you save, the more money you have for debt [...]

]]> By: Josh http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/comment-page-1/#comment-33838 Josh Tue, 18 Sep 2007 19:56:37 +0000 http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/#comment-33838 This was also successful for me -- I called Capital One for my credit card, and was able to reduce the APR from 19% down to 14% Also did this with my car insurance -- I asked for a "more competitive rate" and was able to cut costs down from ~$1900/year to ~$1100/year ($800+ savings a year!) I still have to call the cable company to see if they can provide a 'more competitive rate' for the service, hopefully they can :) This was also successful for me — I called Capital One for my credit card, and was able to reduce the APR from 19% down to 14%

Also did this with my car insurance — I asked for a “more competitive rate” and was able to cut costs down from ~$1900/year to ~$1100/year ($800+ savings a year!)

I still have to call the cable company to see if they can provide a ‘more competitive rate’ for the service, hopefully they can :)

]]> By: » Weekly Roundup: I Don’t Get Political Donations on Blueprint for Financial Prosperity http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/comment-page-1/#comment-33395 » Weekly Roundup: I Don’t Get Political Donations on Blueprint for Financial Prosperity Sun, 16 Sep 2007 02:07:42 +0000 http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/#comment-33395 [...] Day 14 of 33 in NCN’s 33 days to reducing debt and this day’s tip is that you should call for discounts. Hey, why [...] [...] Day 14 of 33 in NCN’s 33 days to reducing debt and this day’s tip is that you should call for discounts. Hey, why [...]

]]> By: Sam http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/comment-page-1/#comment-33237 Sam Fri, 14 Sep 2007 21:47:12 +0000 http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/#comment-33237 We cut our DirecTV bill from @$75 a month to $50 a month simply by calling and asking (I did mention the offers from Comcast, etc.). The discount is good for a year and the rep said when it expires to call and ask for it again. That's $300 saved for the year. We also cut our phone/internet expenses when my husband dropped his plan and we went to a shared plan and signed up for a bundle (home phone, 2 cell phones, and DSL all under one bill with one provider). With husband's $60 phone bill gone we save $720 over the year for his phone plus other discounts we receive by singing up for the bundle. We cut our DirecTV bill from @$75 a month to
$50 a month simply by calling and asking (I did
mention the offers from Comcast, etc.). The
discount is good for a year and the rep said
when it expires to call and ask for it again.
That’s $300 saved for the year.

We also cut our phone/internet expenses when my
husband dropped his plan and we went to a
shared plan and signed up for a bundle (home
phone, 2 cell phones, and DSL all under one
bill with one provider). With husband’s $60
phone bill gone we save $720 over the year
for his phone plus other discounts we receive
by singing up for the bundle.

]]> By: 33 Days And 33 Ways To Save Money And Reduce Debt http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/comment-page-1/#comment-33039 33 Days And 33 Ways To Save Money And Reduce Debt Thu, 13 Sep 2007 20:54:23 +0000 http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/#comment-33039 [...] Day 14 of 33 Days And 33 Ways To Save Money And Reduce Debt: Call For Discounts [...] [...] Day 14 of 33 Days And 33 Ways To Save Money And Reduce Debt: Call For Discounts [...]

]]> By: CreditWithdrawal http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/comment-page-1/#comment-33024 CreditWithdrawal Thu, 13 Sep 2007 18:16:35 +0000 http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/#comment-33024 One thing I found out doing this though. Most store-brand credit cards (Home Depot in particular) will flatly refuse to lower their rates. Otherwise, this is a great way to reduce your interest and costs. It's worked so well that no credit card I carry has over 8% interest. One thing I found out doing this though. Most store-brand credit cards (Home Depot in particular) will flatly refuse to lower their rates. Otherwise, this is a great way to reduce your interest and costs. It’s worked so well that no credit card I carry has over 8% interest.

]]> By: Mike http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/comment-page-1/#comment-32991 Mike Thu, 13 Sep 2007 11:33:45 +0000 http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/#comment-32991 I managed to save $25/month last night by calling my cable company AND get digital cable added in for free at the lower price. Thanks for the nudge to follow up on this. Tip: When you do call, navigate the phone tree to the "disconnect service" option. That group always has special deals to entice people to stay. Second Tip: If the deal they give you is a time-limited promotion, set a reminder in your calendar to call again before the deal expires. Luckily, the $25/month discount I got last night is a permanent change. Do you find that this works for standard utilities like gas/electricity/water? I've had good luck before with luxury items like phone and cable where there are competitive alternatives, but the necessities seem like they'd be much harder to negotiate. I managed to save $25/month last night by calling my cable company AND get digital cable added in for free at the lower price. Thanks for the nudge to follow up on this.

Tip: When you do call, navigate the phone tree to the “disconnect service” option. That group always has special deals to entice people to stay. Second Tip: If the deal they give you is a time-limited promotion, set a reminder in your calendar to call again before the deal expires. Luckily, the $25/month discount I got last night is a permanent change.

Do you find that this works for standard utilities like gas/electricity/water? I’ve had good luck before with luxury items like phone and cable where there are competitive alternatives, but the necessities seem like they’d be much harder to negotiate.

]]> By: Benjamin http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/comment-page-1/#comment-32866 Benjamin Wed, 12 Sep 2007 19:48:22 +0000 http://www.ncnblog.com/2007/09/12/day-14-of-33-days-and-33-ways-to-save-money-and-reduce-debt-call-for-discounts/#comment-32866 If you work for a large company, check and see what sort of benefits they have with outside companies. My company has discounts with all major US cellular companies to the tune of 20% off the bill. If you work for a large company, check and see what sort of benefits they have with outside companies. My company has discounts with all major US cellular companies to the tune of 20% off the bill.

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