Comments on: Day 8 of 33 Days And 33 Ways To Save Money And Reduce Debt: Stop Using Your Credit Cards http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/ Debt Reduction Rocks - We Are Living Debt Free! Sat, 21 Nov 2009 11:44:22 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Gretchen http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/comment-page-1/#comment-174767 Gretchen Thu, 03 Sep 2009 20:40:38 +0000 http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/#comment-174767 Stop using your credit cards and debit cards and make the banks work for their money. If they have to process checks and not make a penny instead of the debit cards that they make interest off of lets see how many of them stay in business. I'm thinking of cashing my checks and putting the cash in the mattress. Stop using your credit cards and debit cards and make the banks work for their money. If they have to process checks and not make a penny instead of the debit cards that they make interest off of lets see how many of them stay in business. I’m thinking of cashing my checks and putting the cash in the mattress.

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]]> By: Carrie http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/comment-page-1/#comment-155886 Carrie Tue, 07 Apr 2009 14:14:52 +0000 http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/#comment-155886 I would rather pay higher interest to get a mortgage etc., than be burdened with paying a credit card company endless fees to make their business survive. Why should I support a credit card firm? They have you right where they want you, when it comes to blackmail. "Either you have a credit card, or you can be a nobody and have no credit history!" What??? Don't tell me what to do with my money. If I prefer to pay cash for things, that's none of your business. I don't want the responsibity of making sure I make my payments by a certain date. I don't need that pressure. If everyone stopped applying for credit cards, they would go out of business and we would all have cash in our wallets! I would rather pay higher interest to get a mortgage etc., than be burdened with paying a credit card company endless fees to make their business survive. Why should I support a credit card firm? They have you right where they want you, when it comes to blackmail. “Either you have a credit card, or you can be a nobody and have no credit history!” What??? Don’t tell me what to do with my money. If I prefer to pay cash for things, that’s none of your business. I don’t want the responsibity of making sure I make my payments by a certain date. I don’t need that pressure. If everyone stopped applying for credit cards, they would go out of business and we would all have cash in our wallets!

]]> By: Stop Using Credit Cards: 33 Ways to Reduce Debt - Making Money Online, Personal Finance, Productivity and Health http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/comment-page-1/#comment-70066 Stop Using Credit Cards: 33 Ways to Reduce Debt - Making Money Online, Personal Finance, Productivity and Health Mon, 07 Jan 2008 10:50:39 +0000 http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/#comment-70066 [...] Smart Life attempts to follow NCN blog’s series to help improve my financial status and reduce debt in 33 [...] [...] Smart Life attempts to follow NCN blog’s series to help improve my financial status and reduce debt in 33 [...]

]]> By: Sandy http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/comment-page-1/#comment-43470 Sandy Fri, 26 Oct 2007 20:09:59 +0000 http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/#comment-43470 I recently paid off my charge card and my new philosophy is "newer-shinier-better-bigger-brighter-fancier-and-designer" isn't worth it if 1) you don't have an emergency fund in place 2) to buy it you have to use some of your emergency fund and 3) if you have to put it on a charge card. Nothing new is worth those 3 things -- been there, done that -- won't allow myself to accrue charge debt again. When you are in debt w/a credit card, you feel like a horse's ass -- when you are out of debt, you gain self-respect and carry yourself differently, more erect with your head held up high. And you can Breathe! My recommendation for someone who has to use a charge for an airline ticket would be to write a check in the charged amount that same day and send it to your charge card. If you don't know the address where to send a payment, just call and ask them. Put a stamp on the envelope and mail it. Good Luck to everyone. The money I was sending to a charge card company every month, I am now sending to a high interest earning savings account. I no longer feel like a fool and wish everyone well. I recently paid off my charge card and my new philosophy is “newer-shinier-better-bigger-brighter-fancier-and-designer” isn’t worth it if 1) you don’t have an emergency fund in place 2) to buy it you have to use some of your emergency fund and 3) if you have to put it on a charge card. Nothing new is worth those 3 things — been there, done that — won’t allow myself to accrue charge debt again. When you are in debt w/a credit card, you feel like a horse’s ass — when you are out of debt, you gain self-respect and carry yourself differently, more erect with your head held up high. And you can Breathe! My recommendation for someone who has to use a charge for an airline ticket would be to write a check in the charged amount that same day and send it to your charge card. If you don’t know the address where to send a payment, just call and ask them. Put a stamp on the envelope and mail it. Good Luck to everyone. The money I was sending to a charge card company every month, I am now sending to a high interest earning savings account. I no longer feel like a fool and wish everyone well.

]]> By: Carnivals And Festivals For The Week of September 17 2007. | My Two Dollars http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/comment-page-1/#comment-34147 Carnivals And Festivals For The Week of September 17 2007. | My Two Dollars Thu, 20 Sep 2007 19:02:05 +0000 http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/#comment-34147 [...] “Stop Using Your Credit Cards” from No Credit Needed. [...] [...] “Stop Using Your Credit Cards” from No Credit Needed. [...]

]]> By: Best Debt Articles from Carnival of Debt Reduction #105 at Clever Dude Personal Finance & Money http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/comment-page-1/#comment-33770 Best Debt Articles from Carnival of Debt Reduction #105 at Clever Dude Personal Finance & Money Tue, 18 Sep 2007 12:47:50 +0000 http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/#comment-33770 [...] Credit Needed challenges you to stop using credit cards. I’d like to, but we get 5% cash back on gas right now. However, we really limit our spending [...] [...] Credit Needed challenges you to stop using credit cards. I’d like to, but we get 5% cash back on gas right now. However, we really limit our spending [...]

]]> By: Victoria http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/comment-page-1/#comment-33532 Victoria Mon, 17 Sep 2007 05:41:50 +0000 http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/#comment-33532 Well, I used credit cards recently where in which my debt is totally out of pale,and what I gleaned is either resist or cancel credit card Well,
I used credit cards recently where in which my debt is totally out of pale,and what I gleaned is either resist or
cancel credit card

]]> By: Carnival of Debt Reduction - Emmy Awards Edition (Ask Mr Credit Card’s Blog) http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/comment-page-1/#comment-33531 Carnival of Debt Reduction - Emmy Awards Edition (Ask Mr Credit Card’s Blog) Mon, 17 Sep 2007 05:13:47 +0000 http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/#comment-33531 [...] Stop Using Credit Cards by No Credit Needed Blog. [...] [...] Stop Using Credit Cards by No Credit Needed Blog. [...]

]]> By: NCN http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/comment-page-1/#comment-33393 NCN Sun, 16 Sep 2007 01:27:49 +0000 http://www.ncnblog.com/2007/09/05/day-8-of-33-days-and-33-ways-to-save-money-and-reduce-debt-stop-using-your-credit-cards/#comment-33393 unknowndiva... I don't plan to borrow money... so I don't worry about my credit score... NCN unknowndiva… I don’t plan to borrow money… so I don’t worry about my credit score… NCN

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