In a recent poll, I asked readers to How Much Money Do You Keep In Short-Term Savings?Number of votes: 268

Here is a screen-capture of the results (so far).

shortsavings.png

So far, nearly 20% of those who voted have between $1000 and $2500 in short-term savings. A full 16% have over $20,000 in short-term savings, while another 20% have less than $1000. But, before you read anything into those numbers, read the poll comments. The real issue seems to be - How Do You Define Short-Term Savings? For now, I’m going to leave the poll open, and if you’ve yet to vote or leave a comment, feel free to do so.

I’m working on my own definition for short-term savings. For now, I’m including any money that I have, in any accounts, outside of my Retirement Accounts or Education Savings Accounts. So, my short-term savings would be equal to the total amount of money in my primary checking account, secondary checking account, savings account, and brokerage account. But, I’m not so sure that this is a satisfactory definition. So, for now, the poll stays open! Go vote!

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