Introducing The No Credit Needed Notebook

Create A List Of Creditors Worksheet

Here’s a sneak peak at a resource I’ve been working on for the past few months.

Resource Origins: In April of 2005, I decided to get out of debt. I created this blog, No Credit Needed, so that I could track my progress. Ten months later, I was debt-free. I’ve been blogging about debt reduction, debt repayment, saving money, personal finance, investing, and retirement ever since. But, I want a quality, free resource that I can put in someone’s hands and say, “Here you go. This is free, it can help you get out of debt, and you can modify it to suit your specific needs.”

Resource Goals: I want you to download, use, and modify this resource. As you use it or modify it, all I ask is that you leave comments on my site, so that we can share ideas for improving the resource. I’m releasing this resource under a Creative Commons license, so you can modify it to your hearts desire, as long as you allow others to modify your work and as long as you attribute the original work to me, NCN.

Today, I’m going to release an extremely basic preview of page 1. When the time comes for an official release of the resource (or several resource pages), I’ll also record an episode of the No Credit Needed Podcast, explain the release.

Without going into any further details, here’s the first page of the No Credit Needed Notebook:

(Quick Summary Of Current Debt Situation)

NCN Notebook PDF Page 1

Also available in the following formats:

(All formats allow for printing and/or editing)

Open Office Writer Document

Open Office Calc Spreadsheet

Microsoft Word Document

Microsoft Excel Spreadsheet

Finally, click here to see an image of the first page:

p1png.png

As you can see, the No Credit Needed Notebook is designed to help users begin-at-the-beginning. I’ll be adding pages and updates over the course of the next few weeks. Subscribe to No Credit Needed and be assured that you won’t miss a single update. As I update the Notebook, I encourage you to leave comments and suggestions.

Added November 02, 2007 – Click here for page 2 of the NCN Notebook!

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18 Responses to “Introducing The No Credit Needed Notebook”

  1. Amber Yount says:

    Great idea! I’ll definately download it when its finished!

  2. ~Dawn says:

    This is wonderful NCN, thanks

  3. Matt Wolfe says:

    This is a great idea.

  4. [...] Credit Needed: Introducing the No Credit Needed Workbook. NCN is offering his readers and everyone in the No Credit Needed Network access to “a [...]

  5. [...] click here for detailed information about the No Credit Needed Notebook.  The following is “Page 2″ of the Notebook.  Please note, the Notebook is still in [...]

  6. [...] at No Credit Needed is creating a financial notebook for people to download and modify. His hope is that it others can use it to get out of debt. NCN [...]

  7. [...] -No Credit Needed Notebook #1 and Notebook #2 @ No Credit Needed [...]

  8. [...] Network he set up so people can track their debt pay off or their savings. He also put together a notebook that inspired me to put together one for [...]

  9. [...] Please click here for detailed information about the No Credit Needed Notebook. [...]

  10. [...] August 11 – Introducing The No Credit Needed Notebook [...]

  11. AnalogueGurl62 says:

    Thanks NCN, I stumbled across your blog and plan to use your plan immediately.

  12. [...] to help with your budgeting, No Credit Needed may have just what you’re looking for: The No Credit Needed Notebook.  Follow the link at the bottom of the post (NCN’s, not mine) for the second document.  The [...]

  13. Tosin Matti says:

    Thanks NCN just what I needed.

  14. [...] Develop a plan for debt repayment.  Our situation is relatively easy: we just have a mortgage, so planning involves keeping up with the mortgage payments and evaluating whether to throw more at the mortgage.  If your situation is more complicated than this, check out this slick debt reduction calculator or get organized with something like the No Credit Needed Notebook. [...]

  15. [...] I listed my creditors and the amounts that I owed them.  I used this list to create my debt snowball.  I printed out [...]

  16. [...] Use this page to create a list of your creditors, how much you owe each creditor, and contact information for each creditor.  This page is very useful when setting up a debt reduction plan.  Click to read more about how to use this spreadsheet. [...]

  17. [...] Use this page to create a list of your creditors, how much you owe each creditor, and contact information for each creditor.  This page is very useful when setting up a debt reduction plan.  Click to read more about how to use this spreadsheet. [...]

  18. Don T says:

    Great Idea and Excellent advice.

    Thanks for helping me.

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