It’s always interesting to look back and see what I’ve written about in the past.
Two years ago I was still in debt but planning for the future when I wrote “Getting Ready For Freedom“. Check out this quote:
It will be fun to focus my energy on how to save my money, rather than on how to pay-off my debts. I can’t wait.
I also wrote about the personal side of personal finance in a post titled “More Than A+B“. It’s been so long since I used a credit card that I’ve almost forgotten how “addicted” to them I used to be. It’s affirming to read:
What has helped me the most is realizing that I was using credit as a crutch. As long as I was free to use my charge card, I did not have to have a budget, I did not have to watch what I was spending. Credit cards create a “fantasy” world where we “have” more money than we really have. We can live a lifestyle that is above and beyond what we can truly afford.
One of the coolest things that happened while I was getting out of debt was receiving an unexpected check from the state of Florida. Read this post “Found Money!! Wowser” to learn more about my long-lost paycheck and the website Missing Money.
Moving up-in-time just a bit, a year ago I had to dip into my Emergency Fund. Check out “Emergency Fund Invasion“. After having to use some of the money in my emergency fund, I wrote:
So, we used some of emergency fund savings, paid for the medical need and the automobile repair, and moved on. No interest to be paid. No bills to worry about. No middle-man.
One of the most popular (and controversial) articles I’ve ever written is “I Will Not Borrow Money“. This article received a ton of comments (which did not transfer when I moved from blogger to wordpress) and was the first article to receive “major” attention. What’s the big deal? It could be that I compared being in debt to “slavery” or it could be that I used a story about a brain-damaged kid to illustrate a point I was trying to make. Either way, this post is old-school-NCN, and new readers should get a kick out of my passionate anti-credit stance.
Now that we’ve traveled back in time, be sure to subscribe to the No Credit Needed RSS Feed. If your browser does not automatically open your feed reader, simply copy and past the following RSS url: http://feeds.feedburner.com/ncnblog. You can also subscribe via EMAIL! That’s right. Instead of going through the process of using a feed reader, you can simply subscribe using your email address. Once a day, you’ll receive an email containing the latest posts from No Credit Needed. (You can unsubscribe at any time and your email will only be used for the purpose of subscribing to No Credit Needed.) There are 2 ways to subscribe via email. Simply fill out the form below OR click this link to subscribe via email.
Thank you for taking the time to subscribe to No Credit Needed. (After you enter your email address, you’ll need to check your email for a confirmation email from FeedBurner.)
I love writing about my personal finances and I hope you’ve enjoyed this “look-back”. It’s important to remind ourselves of where we’ve been so that we can understand where we are and plan for where we’re going.