Comments on: 403b Contribution Limits / Roth IRA Contribution Limits For 2008

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By: Midyear Retirement Funding Checkup (One Month Late): Taking A Look At My 2008 Contribution Goals by No Credit Needed

Sat, 02 Aug 2008 04:26:31 +0000

[...] By the way, my goals for my retirement contributions are based on the maximum allowable contributions for 2008. Click here for information about 403b and Roth IRA contribution limits for 2008. [...]

By: Jim

Jim — Mon, 24 Dec 2007 19:19:44 +0000

The contribution limit for 2008 remains unchange at $15,500 (under 50), and $20,500 (over 50).

By: Anonymous

Anonymous — Tue, 10 Jul 2007 21:37:42 +0000

In response to Mia, it is incredibly unlikely you are not getting charged any fees — you may not be getting charged account maintenance fees but more likely in the form of fund management fees. Some retirement plans have funds which charge over 1% for “fund management” which is pretty outrageous in today’s investment marketplace where index funds with fees lower than .25% are common. However, some plans make it hard for you to find out the management fees; you may have to ask your plan administrator for a prospectus.

By: Duane Gran

Duane Gran — Thu, 28 Jun 2007 12:21:40 +0000

If you are a prodigious saver, you may wish to inquire with your human resources department about the availability of a state sponsored 457 plan. Non-profit employees may contribute both to a 403(b) and a 457 and the limits are the same, except that the tax code is structured such that you can contribute the maximum to both plans. In other words, you can put 16k into the 403(b) as well as up to 16k into the 457. Very few public sector employees are aware of this powerful option to defer taxes.

By: No Credit Needed » Blog Archive » Can We Both Fully Fund Roth IRAs?

No Credit Needed » Blog Archive » Can We Both Fully Fund Roth IRAs? — Mon, 25 Jun 2007 15:43:10 +0000

[...] recently wrote a post about Roth IRA contribution limits. Reader Kara left the following comment: I have a quick question that I can’t seem to find the [...]

By: NCN

NCN — Mon, 25 Jun 2007 15:03:42 +0000

Kara… I’m going to write a post in response to your question.. Give me a few minutes…
NCN

By: Kara

Kara — Mon, 25 Jun 2007 14:45:52 +0000

I have a quick question that I can’t seem to find the answer to. Are the Roth IRA limits simply doubled for a married couple? My best guess is that each person individually opens a Roth IRA and they each have a $4000 annual contribution limit, but I haven’t explicitly read this anywhere.

By: 91 Ways To Wealth: The Carnival of Personal Finance, Epic Journey Edition » Silicon Valley Blog About Money

Mon, 25 Jun 2007 12:03:23 +0000

[...] from No Credit Needed covers the details behind 403b Contribution Limits / Roth IRA Contribution Limits For 2008, saying he’s striving to meet his goal of maxing out his contributions for his retirement [...]

By: NCN

NCN — Sun, 24 Jun 2007 14:17:41 +0000

Mia… Will Dad do a guest post? Hmmm… I’ll ask him!
NCN