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	<title>Comments on: How Do I Decide Which Debt To Pay Off First? 5 Options</title>
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	<link>http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
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		<title>By: &#160; Debt Deluge - Modified Debt Snowball&#160;by&#160;No Credit Needed</title>
		<link>http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/comment-page-1/#comment-143209</link>
		<dc:creator>&#160; Debt Deluge - Modified Debt Snowball&#160;by&#160;No Credit Needed</dc:creator>
		<pubDate>Thu, 15 Jan 2009 17:14:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/#comment-143209</guid>
		<description>[...] There is one major issue with The Debt Snowball that cannot be ignored.  Dave suggests paying debts off in order of account balances, focusing on the smallest balance first.  By ignoring interest rates, Dave&#8217;s plan, on paper at least, could actually cost more than alternative methods. [...]</description>
		<content:encoded><![CDATA[<p>[...] There is one major issue with The Debt Snowball that cannot be ignored.  Dave suggests paying debts off in order of account balances, focusing on the smallest balance first.  By ignoring interest rates, Dave&#8217;s plan, on paper at least, could actually cost more than alternative methods. [...]</p>
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		<title>By: 2007 - No Credit Needed Year-End Review (June)</title>
		<link>http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/comment-page-1/#comment-65003</link>
		<dc:creator>2007 - No Credit Needed Year-End Review (June)</dc:creator>
		<pubDate>Mon, 24 Dec 2007 02:13:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/#comment-65003</guid>
		<description>[...] June 2 - How Do I Decide Which Debt To Pay Off First? 5 Options [...]</description>
		<content:encoded><![CDATA[<p>[...] June 2 &#8211; How Do I Decide Which Debt To Pay Off First? 5 Options [...]</p>
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		<title>By: Stephanie</title>
		<link>http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/comment-page-1/#comment-20304</link>
		<dc:creator>Stephanie</dc:creator>
		<pubDate>Tue, 26 Jun 2007 12:46:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/#comment-20304</guid>
		<description>Great information! Thanks</description>
		<content:encoded><![CDATA[<p>Great information! Thanks</p>
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		<title>By: Putting All Your Debt Eggs In One Basket &#171; Bourgeois and Broke</title>
		<link>http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/comment-page-1/#comment-20292</link>
		<dc:creator>Putting All Your Debt Eggs In One Basket &#171; Bourgeois and Broke</dc:creator>
		<pubDate>Tue, 26 Jun 2007 11:45:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/#comment-20292</guid>
		<description>[...] will drop that one total by that entire amount. Lots of other PF bloggers, clever dude(s),  anti-debt gurus and folks who generally know what they&#8217;re talking about will tell you to make a list of [...]</description>
		<content:encoded><![CDATA[<p>[...] will drop that one total by that entire amount. Lots of other PF bloggers, clever dude(s),  anti-debt gurus and folks who generally know what they&#8217;re talking about will tell you to make a list of [...]</p>
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		<title>By: Welcome to Carnival of Debt Reduction 93 - Carnival of Debt Reduction</title>
		<link>http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/comment-page-1/#comment-19873</link>
		<dc:creator>Welcome to Carnival of Debt Reduction 93 - Carnival of Debt Reduction</dc:creator>
		<pubDate>Mon, 25 Jun 2007 07:08:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/#comment-19873</guid>
		<description>[...] No Credit Needed presents five options for determining which debt to pay off first. [...]</description>
		<content:encoded><![CDATA[<p>[...] No Credit Needed presents five options for determining which debt to pay off first. [...]</p>
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		<title>By: Carnival of Debt Reduction</title>
		<link>http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/comment-page-1/#comment-19871</link>
		<dc:creator>Carnival of Debt Reduction</dc:creator>
		<pubDate>Mon, 25 Jun 2007 06:59:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/#comment-19871</guid>
		<description>&lt;strong&gt;Welcome to Carnival of Debt Reduction #93...&lt;/strong&gt;

Welcome to installment 93 of the Carnival of Debt Reduction!  I&#039;ve included a little over half of the articles submitted through the BlogCarnival.com form to keep the Carnival close to topic.  So enjoy this week&#039;s posts in the Carnival and be sure to...</description>
		<content:encoded><![CDATA[<p><strong>Welcome to Carnival of Debt Reduction #93&#8230;</strong></p>
<p>Welcome to installment 93 of the Carnival of Debt Reduction!  I&#8217;ve included a little over half of the articles submitted through the BlogCarnival.com form to keep the Carnival close to topic.  So enjoy this week&#8217;s posts in the Carnival and be sure to&#8230;</p>
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		<title>By: Livingalmostlarge</title>
		<link>http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/comment-page-1/#comment-16082</link>
		<dc:creator>Livingalmostlarge</dc:creator>
		<pubDate>Sat, 09 Jun 2007 20:46:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/#comment-16082</guid>
		<description>Here&#039;s the thing, I have never and will never loan money to friends. But family well what can I say?  They aren&#039;t loans, cause I don&#039;t expect them back.

But then again I also make the condition, I don&#039;t &quot;give/loan&quot; money to family when I think they are going to waste it.  I instead try to buy stuff they need or give them things like groceries.  Like a grocery store gift card or something.  I don&#039;t like cash because some people are very irresponsible. 

My BIL use to &quot;borrow&quot; money from us.  For the largest amount my MIL guaranteed the $6k, so we did it.  And that he did pay back.  The rest well is past.  But after his got his GF, that stopped because we knew he was giving her money and asking us and his parents for more, so no way.</description>
		<content:encoded><![CDATA[<p>Here&#8217;s the thing, I have never and will never loan money to friends. But family well what can I say?  They aren&#8217;t loans, cause I don&#8217;t expect them back.</p>
<p>But then again I also make the condition, I don&#8217;t &#8220;give/loan&#8221; money to family when I think they are going to waste it.  I instead try to buy stuff they need or give them things like groceries.  Like a grocery store gift card or something.  I don&#8217;t like cash because some people are very irresponsible. </p>
<p>My BIL use to &#8220;borrow&#8221; money from us.  For the largest amount my MIL guaranteed the $6k, so we did it.  And that he did pay back.  The rest well is past.  But after his got his GF, that stopped because we knew he was giving her money and asking us and his parents for more, so no way.</p>
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		<title>By: BestCreditApplicant</title>
		<link>http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/comment-page-1/#comment-15002</link>
		<dc:creator>BestCreditApplicant</dc:creator>
		<pubDate>Mon, 04 Jun 2007 04:56:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/06/02/how-do-i-decide-which-debt-to-pay-off-first-5-options/#comment-15002</guid>
		<description>Heaps of bills and mass of debt is not a merry thing, I agree. I liked your tips and some of them really are going to help me in future. I started to get rid of debt  by making minimal payments for all the balances thus you can&#039;t be fined for late peyments and you manage to pay something for every loan. Though in the end it turned out to be more expensive to me, it was the only way to keep up with the payments.</description>
		<content:encoded><![CDATA[<p>Heaps of bills and mass of debt is not a merry thing, I agree. I liked your tips and some of them really are going to help me in future. I started to get rid of debt  by making minimal payments for all the balances thus you can&#8217;t be fined for late peyments and you manage to pay something for every loan. Though in the end it turned out to be more expensive to me, it was the only way to keep up with the payments.</p>
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