Monthly Archives: May, 2007
Stop Doing These Things And You Will Have More Money
Stop worrying about what other people think about the car you drive. Realize that an automobile is simply a mode of transport. Stop worrying about brands and designer labels. Your real friends don’t care where you bought your shirt. If they do care, get new friends. Stop complaining about the “unfairness” of life. Wishing that [...]
Taking A Look At My Roth IRA
I thought I’d take a peak at my Roth IRA and see how it was performing. My wife and I have four primary retirement funds. I have a 403b through work, she has a pension plan through her work, and we both have Roth IRAs. I’d breakdown my investment philosophy thusly: Pension Plan: My wife’s [...]
The 88th Edition Of The Carnival Of Debt Reduction Hosted By No Credit Needed
Welcome to the 88th Edition of the Carnival of Debt Reduction. If you are new here, I’m “NCN” which stands for No Credit Needed. My long-term personal finance goal is to live my life “No Credit Needed”. I’m trying to live my life without ever borrowing money! Before you read any further, take a second [...]
Breaking Down A Goal Into Micro-Goals
I’m a big fan of creating personal finance goals. I like to create a goal and then break that goal down into manageable micro-goals. As an example, let’s say that I wanted to save $12,000 (a rather large sum of money) next year. My initial goal would look like this: In 2008 I will save [...]
