Monthly Archives: May, 2007
Like Doc And The DeLorean
I’ve decided to go back to the future. I like the simple wordpress theme that I’ve been using for the past few days, but I missed my old-school bright green layout. I’ve changed a few things. (Please note the big, bad, green RSS Button! Click on it and you can subscribe to No Credit Needed.) [...]
10 Ideas For Creating A Better Budget
If you struggle to create an effective budget, consider the following ideas: 1. Be realistic. When estimating monthly expenses, consider typical monthly amounts. If you normally spend $300 on groceries, don’t write down “$200″ in your grocery category. Write down “$300″ and then aim for “$200″. Underestimating will get you in trouble. 2. Be patient. [...]
Real Life
Dear Reader, I usually reserve this space for articles about personal finance. Tonight, however, I would like to share with you the story of a young man who lives in our local community. His name is Steven and he was involved in an accident Thursday afternoon. He is currently in the hospital. It would be [...]
Dissecting Dave Ramsey’s Baby Steps: Baby Step 1
I’ve been listening to Dave Ramsey’s radio program for more than five years. I’ve attended his Total Money Makeover Live Event. I’ve read all of his books, including The Total Money Makeover: A Proven Plan for Financial Fitness and Financial Peace Revisited. I’ve watched his DVDs and I’ve listened to his CD’s. In other words, [...]
