Here’s a brief rundown of what’s been going on this week at No Credit Needed:

I’ve recorded and posted a new episode of the No Credit Needed Podcast. (I recorded the episode late last night, under the stars, in my backyard. Topics include Dave Ramsey’s baby steps, a link from Five Cent Nickel, the opinions of others, and being debt-free.)

This past Monday, I hosted the Carnival of Debt Reduction. Also, my post about mini-goals was included in this week’s Carnival of Personal Finance, hosted by Fire Finance.

I’ve started a series here at No Credit Needed entitled “Dissecting Dave Ramsey’s Baby Steps“. Here’s article one in that series.

The membership over at the No Credit Needed Network keeps growing and growing and growing. To keep up with all of the latest charts, visit and bookmark this page: Chart Updates.

I hope that you are enjoying the look and feel of the sites, now that I’ve changed the layout and the theme. If you have any suggestions, feel free to leave a comment below or hit the contact tab at the top of this page and drop me a line.