Taking A Look At My Roth IRA

I thought I’d take a peak at my Roth IRA and see how it was performing.  My wife and I have four primary retirement funds.  I have a 403b through work, she has a pension plan through her work, and we both have Roth IRAs.  I’d breakdown my investment philosophy thusly:

Pension Plan:  My wife’s plan will provide guaranteed retirement income, so, no real worries here unless she were to change jobs or get sick.

403b: I’m pretty aggressive with my 403b investments.  I invest in a small cap mutual fund, an international growth stock fund, and a REIT.

Roth #1 (My Wife’s):  In this account, we stick to “safe” index-based ETFs.

Roth #2 (My Roth):  In this account, I invest in single stocks, trying to buy stocks that have a dividend and / or appear to be “good values”.

(I’m not an investment professional, and I would NEVER give investment advice.  I’ve read several books on investing, and every time I read a book, I think, “NOW I understand!”.  Then, I read another book and I completely change my mind!  The above breakdown represents what I’m doing TODAY.  By tomorrow, I may change my mind and become more conservative, or, conversely,  I might change my mind and become much more aggressive.  Honestly, my main goal at this point is to save as much as I can, upfront, and learn as I go along.

Here’s the current chart for my Roth IRA, Roth #2:

As you can see, I purchased 60 shares of PEP (Pepsico) in April.  Since then, the price of the shares has gone up, which is always a bonus.  I’ll update this account, and the others, from time to time.