Monthly Archives: April, 2007

Credit Card Fees (Further Motivation For Getting Out Of Debt!)

I’m a pretty unique guy. I do not use a credit card. Why? I like using ink and writing checks. I enjoy the process of using “real money” and I simply dislike the “hassle” of managing credit card payments. Also, I have no desire to pay the interest, fees, or penalties associated with carrying a [...]

My Wife Could Retire In 20 Years! How Much Money Will We Have By Then?

My wife is a school teacher. She started teaching 10 years ago at the age of 22. In 20 years, at the age of 52, she will be eligible to retire. My wife contributes to a pension plan and will receive a monthly benefit. The amount of the monthly benefit will be determined by the [...]

How I Get Dave Ramsey To Talk To Me

I am a huge fan of Dave Ramsey and the Dave Ramsey radio show! (In fact, if you go back and read my first post, you’ll see that I was inspired by Dave to begin this blog.) I have talked to Dave on four different occasions. (Now, before you get the wrong “idea”, I’ve never [...]

Online Billpay “Issues” (Or, Why Wachovia Disappointed Me Today…)

I have been a Wachovia customer for more than seven years. In the past, I have been pleased with their service and the people who work at the local branch in my area are super-nice. Today, Wachovia (actually, four of Wachovia’s customer service representatives) disappointed me. Here’s the story: I scheduled an online billpay transaction [...]