For those of you who are fans readers of No Credit Needed, now is the time to show some love.  Free Money Finance is running an NCAA-like contest among personal finance bloggers, and TWO of my posts have made it to the SWEET SIXTEEN.  Please, please, please take a second and go over to this post at Free Money Finance and vote for my two posts.   In game 2 my post is labeled Make Multiple Debt Payments  Every Month.  In game 3 my post is labeled Avoid 10 Common Debt Reduction Mistakes.  Please take a second and leave a comment (your vote) over at FMF.  Also, you might want to read the posts themselves.  All of the posts that have made it this far in the competition are informative.