Money Management

Fixing My Finances: My Various Accounts (Part 3)

This post is part 3 of the “Fixing My Finances” series. Click here to read Part 1 and here to read Part 2. Two years ago, when I decided to get out of debt, I had two non-retirement personal finance accounts. Now, I have seven accounts. Checking Account: I have a primary and secondary checking account, both with the same financial institution. Both are free accounts, with free online bill pay and free ATM/Debit cards. I pay bills out of the primary checking account. My wife uses the secondary checking account for day to day expenses. I use online bill pay to pay my bills. I only write 3 or 4 checks per month. I am currently considering moving my…

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This Week's Carnivals

No Credit Needed To Host Carnival Of Personal Finance

I will be hosting next week’s Carnival of Personal Finance. If you are new to “Personal Finance Blogging” you might want to check out this week’s Carnival of Personal Finance hosted at Tired But Happy. Basically, a blog carnival is a collection of posts, about a specific topic, organized and presented by a host-blog. I have hosted all three of the major personal finance carnivals. For more information about these carnivals (also called festivals) please check the following links. Information about the Carnival of Personal Finance Information about the Carnival of Debt Reduction Information about the Festival of Frugality To SUBMIT an article to next week’s Carnival of Personal Finance, hosted right here at No Credit Needed, click this link.

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Mad Carpentry Skills (One Wall)

After lunch, I headed to Lowe’s to buy some more building materials for my daughter’s playhouse. After laying the foundation yesterday, I was ready to start building the walls.  I am pretty much a dork at everything that I do, and I do believe that I am building the largest playhouse in the history of the world.  If you look at the pictures below, you will see the first wall.  It is a standard 8 foot wall.  I am still deciding how many windows I want to add, what size door to use, and whether or not to air condition the thing.  (Hmmm… as always, I bite off more than I can chew.) I will probably add a “loft” that…

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