Comments on: Welcome N.Y. Times Readers!

By: 2007 - No Credit Needed Year-End Review (February)

2007 - No Credit Needed Year-End Review (February) — Tue, 11 Dec 2007 13:36:13 +0000

[...] 17 – Welcome N.Y. Times Readers! – My sites were mentioned, and I was quoted in the N.Y. Times! I must say, this is pretty [...]

By: Pay Off Debt

Pay Off Debt — Fri, 01 Jun 2007 23:13:20 +0000

Congrats NCN and thanks for the effort.

Getting into debt is the easy part, getting out is a whole diifferent matter. I wiish I were as skilled getting out of debt as I was getting in.

By: Credit Cards - Secured Vs Unsecured

Credit Cards - Secured Vs Unsecured — Fri, 04 May 2007 16:12:36 +0000

Hi NCN,

Congrats and thanks for providing a great source. Credit can be a boon or a bane. Just like everything else, if used in moderation, it can make life more comfortable. If used to excess, it can cause untold misery.

By: debt diary

debt diary — Mon, 19 Feb 2007 03:48:44 +0000

Great job on being featured!

By: cindee

cindee — Mon, 19 Feb 2007 03:05:47 +0000

More and more Americans are realizing that credit card debt is an evil empire. We have been fooled into thinking that we NEED credit cards in order to survive. We have been fooled into thinking our lives are judged by a credit score.
You do not need a credit card. Just money in the bank (FDIC insured). You can have a Visa or MasterCard channeled to your checking account. You use the Visa or MC just like a regular credit card but it is backed by your own money. Don’t have the money to back it up? Then you don’t buy. You can use these Visa & MC to rent cars, make purchases, get air line tickets, etc. etc.
If you start living this way and avoid credit, your credit score is meaningless. You will have no negativity, thus you are a good candidate for a job, insurance and the like. Need a mortgage? If you have a substantial down payment, no lender will turn you down. Believe me!
It is time for us to stop the madness. Stop believing the rhetoric. Start from a young age and start paying cash. (that’s why the credit card companies target the youth)
The only way Americans are going to survive is by avoiding debt. The new American dream should be being free of consumer debt.

By: Mariah Edgington

Mariah Edgington — Sun, 18 Feb 2007 22:21:05 +0000

NCN,
The NYT article is great. My best friend (aka: husband) and I have a vision of bringing financial literacy to America via Wealth IS Freedom, because we believe that EVERYONE could and should be wealthy. A group known as Jumpstart Coalition (jumpstart.org) offers many resources for students. Thank you for sharing your story.
To your wealth,
Mariah/By Edgington
Columbus OH

By: Medicated Money

Medicated Money — Sun, 18 Feb 2007 19:47:48 +0000

Congrats NCN on the press!

With the amount of hardwork you have put into the Network site as well as your own, you definitely deserve the mention!

Congrats again,

-Medicated

By: fivecentnickel.com

fivecentnickel.com — Sun, 18 Feb 2007 17:31:12 +0000

Congratulations. It’s well deserved recognition.

By: Dennis

Dennis — Sun, 18 Feb 2007 14:46:46 +0000

Hey NCN! Congratulations for being featured in the NY Times! Looks like more and more people really care about personal finances and we pf bloggers are on the right track not just concerning ourselves. A Pile of Coins: […] The New York Times published an insightful article about the personal finance blogosphere today and mentioned some really good blogs I regularly read and enjoy myself: No Credit Needed and We're in Debt […]

By: Dennis

Dennis — Sun, 18 Feb 2007 14:39:42 +0000