February 17th, 2007 
NCN
I’d like to thank those of you who have clicked over from the N.Y. Times. John Leland recently interviewed me for an article about debt reduction blogs, and the article was published today! (Debtors Search For Discipline Via Blogs)
My archives are located at the left-hand side of this page. A brief summary of my progress from April of 2005 to February of 2007 can be found here.
Also mentioned in the article was the No Credit Needed Network. The NCN Network brings together bloggers from all over the world, united in a desire to get out of debt and save money. Currently, over 60 bloggers have posted their personal finance related progress charts. Click the link and check out some amazing progress!
I also have a podcast about debt reduction and a brand new weight loss blog. You can find more information about these projects here: No Credit Needed Podcast and here: No. Calories Needed.
Thanks for stopping by. If you would like to contact me, click the contact tab at the top of this page, or leave a comment on any post.
Click here to subscribe to No Credit Needed.
I’d like to take a second and thank John Leland for the interview and the article.
Posted in 
Hey NCN!
Congratulations for being featured in the NY Times! Looks like more and more people really care about personal finances and we pf bloggers are on the right track not just concerning ourselves.
A Pile of Coins: […] The New York Times published an insightful article about the personal finance blogosphere today and mentioned some really good blogs I regularly read and enjoy myself: No Credit Needed and We’re in Debt […]
Hey NCN!
Congratulations for being featured in the NY Times! Looks like more and more people really care about personal finances and we pf bloggers are on the right track not just concerning ourselves.
A Pile of Coins: […] The New York Times published an insightful article about the personal finance blogosphere today and mentioned some really good blogs I regularly read and enjoy myself: No Credit Needed and We’re in Debt […]
Congratulations. It’s well deserved recognition.
Congrats NCN on the press!
With the amount of hardwork you have put into the Network site as well as your own, you definitely deserve the mention!
Congrats again,
-Medicated
NCN,
The NYT article is great. My best friend (aka: husband) and I have a vision of bringing financial literacy to America via Wealth IS Freedom, because we believe that EVERYONE could and should be wealthy. A group known as Jumpstart Coalition (jumpstart.org) offers many resources for students. Thank you for sharing your story.
To your wealth,
Mariah/By Edgington
Columbus OH
More and more Americans are realizing that credit card debt is an evil empire. We have been fooled into thinking that we NEED credit cards in order to survive. We have been fooled into thinking our lives are judged by a credit score.
You do not need a credit card. Just money in the bank (FDIC insured). You can have a Visa or MasterCard channeled to your checking account. You use the Visa or MC just like a regular credit card but it is backed by your own money. Don’t have the money to back it up? Then you don’t buy. You can use these Visa & MC to rent cars, make purchases, get air line tickets, etc. etc.
If you start living this way and avoid credit, your credit score is meaningless. You will have no negativity, thus you are a good candidate for a job, insurance and the like. Need a mortgage? If you have a substantial down payment, no lender will turn you down. Believe me!
It is time for us to stop the madness. Stop believing the rhetoric. Start from a young age and start paying cash. (that’s why the credit card companies target the youth)
The only way Americans are going to survive is by avoiding debt. The new American dream should be being free of consumer debt.
Great job on being featured!
Hi NCN,
Congrats and thanks for providing a great source. Credit can be a boon or a bane. Just like everything else, if used in moderation, it can make life more comfortable. If used to excess, it can cause untold misery.
Congrats NCN and thanks for the effort.
Getting into debt is the easy part, getting out is a whole diifferent matter. I wiish I were as skilled getting out of debt as I was getting in.
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