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	<title>Comments on: I Do Not Use Credit Cards</title>
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	<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
	<pubDate>Mon, 01 Dec 2008 18:18:23 +0000</pubDate>
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		<item>
		<title>By: Manufactured home refinance -  JUST TAKE A LOOK AT WHAT WE DO</title>
		<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-137992</link>
		<dc:creator>Manufactured home refinance -  JUST TAKE A LOOK AT WHAT WE DO</dc:creator>
		<pubDate>Thu, 27 Nov 2008 17:57:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-137992</guid>
		<description>&lt;strong&gt;Manufactured home refinance -  JUST TAKE A LOOK AT WHAT WE DO...&lt;/strong&gt;

refinancing with common sense, only invest what you can afford to loose...</description>
		<content:encoded><![CDATA[<p><strong>Manufactured home refinance -  JUST TAKE A LOOK AT WHAT WE DO&#8230;</strong></p>
<p>refinancing with common sense, only invest what you can afford to loose&#8230;</p>
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	<item>
		<title>By: Cars under 500 dollars</title>
		<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-137990</link>
		<dc:creator>Cars under 500 dollars</dc:creator>
		<pubDate>Thu, 27 Nov 2008 17:28:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-137990</guid>
		<description>&lt;strong&gt;Cars under 500 dollars...&lt;/strong&gt;

cars to pitch, new affiliate program...</description>
		<content:encoded><![CDATA[<p><strong>Cars under 500 dollars&#8230;</strong></p>
<p>cars to pitch, new affiliate program&#8230;</p>
]]></content:encoded>
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	<item>
		<title>By: make money</title>
		<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-134444</link>
		<dc:creator>make money</dc:creator>
		<pubDate>Sun, 02 Nov 2008 15:56:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-134444</guid>
		<description>&lt;strong&gt;make money...&lt;/strong&gt;

make money online with our team, free coaching...</description>
		<content:encoded><![CDATA[<p><strong>make money&#8230;</strong></p>
<p>make money online with our team, free coaching&#8230;</p>
]]></content:encoded>
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	<item>
		<title>By: uk money programs</title>
		<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-134292</link>
		<dc:creator>uk money programs</dc:creator>
		<pubDate>Sat, 01 Nov 2008 15:53:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-134292</guid>
		<description>&lt;strong&gt;uk money programs...&lt;/strong&gt;

how do this guys do it?...</description>
		<content:encoded><![CDATA[<p><strong>uk money programs&#8230;</strong></p>
<p>how do this guys do it?&#8230;</p>
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		<title>By: uk money programs</title>
		<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-134285</link>
		<dc:creator>uk money programs</dc:creator>
		<pubDate>Sat, 01 Nov 2008 14:28:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-134285</guid>
		<description>&lt;strong&gt;uk money programs...&lt;/strong&gt;

cheap trick that makes up to £1000 a day...</description>
		<content:encoded><![CDATA[<p><strong>uk money programs&#8230;</strong></p>
<p>cheap trick that makes up to £1000 a day&#8230;</p>
]]></content:encoded>
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		<title>By: Larry</title>
		<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-117965</link>
		<dc:creator>Larry</dc:creator>
		<pubDate>Sat, 28 Jun 2008 22:15:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-117965</guid>
		<description>No credit cards for me either. I love paying with cash. When I'm standing inline watching people pay with credit cards, I'm thinking "what a pathetic way to go through life." I'm financially free and sleep great at night. No credit card bills or worries for me!</description>
		<content:encoded><![CDATA[<p>No credit cards for me either. I love paying with cash. When I&#8217;m standing inline watching people pay with credit cards, I&#8217;m thinking &#8220;what a pathetic way to go through life.&#8221; I&#8217;m financially free and sleep great at night. No credit card bills or worries for me!</p>
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		<title>By: Jason</title>
		<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-107344</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Mon, 12 May 2008 18:10:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-107344</guid>
		<description>"I miss out on cash back, rebates, and credit card rewards. Oh well."

Yeah, oh well. I pay all of my credit card bills in full every month because I'm a responsible spender, and I get hundreds of dollars back a year for paying all of my utilities, medical and dental fees, etc. on a rewards card.

If you need to use cash to be a responsible spender, you're probably smart enough to use a credit card responsibly. If you're irresponsible it probably doesn't matter if you carry cash or not.</description>
		<content:encoded><![CDATA[<p>&#8220;I miss out on cash back, rebates, and credit card rewards. Oh well.&#8221;</p>
<p>Yeah, oh well. I pay all of my credit card bills in full every month because I&#8217;m a responsible spender, and I get hundreds of dollars back a year for paying all of my utilities, medical and dental fees, etc. on a rewards card.</p>
<p>If you need to use cash to be a responsible spender, you&#8217;re probably smart enough to use a credit card responsibly. If you&#8217;re irresponsible it probably doesn&#8217;t matter if you carry cash or not.</p>
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	<item>
		<title>By: Surviving on Credit Cards &#124; The Finance Blog</title>
		<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-106740</link>
		<dc:creator>Surviving on Credit Cards &#124; The Finance Blog</dc:creator>
		<pubDate>Fri, 09 May 2008 14:24:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-106740</guid>
		<description>[...] Americans are not able to afford the lifestyles they either had or thought they could through the use of credit, at least credit other than the plastic cards we, as a country, are so fond of. With the reality of [...]</description>
		<content:encoded><![CDATA[<p>[...] Americans are not able to afford the lifestyles they either had or thought they could through the use of credit, at least credit other than the plastic cards we, as a country, are so fond of. With the reality of [...]</p>
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	<item>
		<title>By: An Interesting Conversation About Store-Branded Credit Card Applications</title>
		<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-106463</link>
		<dc:creator>An Interesting Conversation About Store-Branded Credit Card Applications</dc:creator>
		<pubDate>Thu, 08 May 2008 19:12:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-106463</guid>
		<description>[...] apply for a credit card and receive a 10% discount.  As I&#8217;ve written about before, I&#8217;m not interested in credit cards, especially high-rate store-branded credit cards.  But, I&#8217;m also not interested in being a [...]</description>
		<content:encoded><![CDATA[<p>[...] apply for a credit card and receive a 10% discount.  As I&#8217;ve written about before, I&#8217;m not interested in credit cards, especially high-rate store-branded credit cards.  But, I&#8217;m also not interested in being a [...]</p>
]]></content:encoded>
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		<title>By: michelle</title>
		<link>http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-91649</link>
		<dc:creator>michelle</dc:creator>
		<pubDate>Tue, 26 Feb 2008 01:08:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/2007/01/18/i-do-not-use-credit-cards/#comment-91649</guid>
		<description>quit using em a while back.  now it's PayPal and on occasion debit when i order online.  normally don't post another's site but...if ya want a rebate i love a site called mr rebates</description>
		<content:encoded><![CDATA[<p>quit using em a while back.  now it&#8217;s PayPal and on occasion debit when i order online.  normally don&#8217;t post another&#8217;s site but&#8230;if ya want a rebate i love a site called mr rebates</p>
]]></content:encoded>
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