Archive for December, 2006

Cleaning House

I spent all day cleaning the house. My wife and my kids are still at her parents home. They’ll be coming home tomorrow, and I wanted to cleanup the house and make room for the kids’ new toys. I actually enjoy throwing stuff away, organizing closets, and putting things where they belong. My wife and I have different strengths. I’m good at creating the “system”. She’s really good at keeping the system “flowing”. So, whenever she’s gone for a few days to visit her folks, I’ll take that time to organize the kitchen or the laundry room, and then she’ll keep things nice and neat once she gets home. I’m detailed oriented, she’s “big-picture”. I’ll spend 30 minutes organizing a sock drawer. She’ll spend 30 minutes cleaning the entire house. We’re good for each other. Without me, every drawer, closet, and shelf would be crammed with junk from one of her “clean sweeps”. Without her, my everyday life would be total and complete chaos, because I’d be overwhelmed with the sheer volume of stuff to take care of everyday. If you are married, and you are flustered because your house is in disarray, maybe the wrong person is in “charge” of keeping things organized. My wife and I used to fuss a bit about whether the house was clean or not. Now, I do my thing, she does her. I organize the the place, and she keeps it in “daily-order”. It works for us.

Carnival Of Debt Reduction

Hi, welcome to the Carnival of Debt Reduction: Here we go!

How To Clean Up Your Credit Rating!

The Seven Roads To Financial Ruin!

How To Choose A Zero Percent Card!

Don’t Rely On Home Equity For Cash!

Bad Credit Hurts!

Credit Counseling – Non-Profit Isn’t Free!

Can I Afford This Property?!?

How To Lend Money To A Friend!

$12,000.00 Down!

That’s all folks! Today’s Carnival is brought to you by the awesome exclamation point!

(Sorry about the limited format. I am without my own computer, away from home, and at my in-laws! In other words, I have like 3 minutes to get this thing up and posted.)

How I Got Out Of Debt: Follow The Posts

I’ve wanted to do this for a long time. Here is a list of the important posts along my journey towards debt freedom. Hopefully reading these posts you will be inspired to get out of debt in 2007! (Start at the top of this list and go down to follow my journey in chronological order.)

April 2005

My First Post
My First Debt Summary
My First Set of Goals
My First Set-Back

May 2005

My First Update
Updated Progress
More Updated Progess

June 2005

Using Our Emergency Fund

July 2005

Automobile Debt Milestone
Realizing The $100 a Day Truth
Why I Do This
My Son Gets Sick
I Turn To eBay
Another Update

August 2005

First Automobile Paid Off
Second Automobile Paid Off

September 2005

Another Update
I Hosted The Second Carnival Of Debt Reduction
Update (Sitting At $3900)

October 2005

Seventy Percent Of Debt Gone
Problems With Credit Card Transfer

November 2005

$2990 Left
$2660 Left
My Favorite Free Things

December 2005

85% Paid Off
$1000 Left!
I Get a Raise
7% Left

January 2006

I Start My Podcast
A Upromise “Secret”

February 2006

I Am Debt Free!

It’s strange to go back and read this post. I noticed a few things. First, My updates were somewhat sporadic. Second, I used to get more comments. Third, this has been a pretty awesome ride.

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Awesome Last-Minute Christmas Gift

I like to give Amazon’s gift certificates for 5 reasons:

They are easy to purchase.

They are easy to send. (Via email!)

Amazon always has good deals. These make it easy to take advantage of those deals w/ out credit card funding.

Ever buy the wrong size or color? Me, too.

They are perfect last minute gifts and they make it easy to stay within my per-person budget.

If you’d like to purchase an Amazon gift certificate, please do so via this link.

Amazon Gift Certificates

All proceeds go towards keeping the various NCN sites up and running.

NCN Hosting Carnival of Debt Reduction: Submit NOW

I will be hosting the Carnival of Debt Reduction. Articles will be published TUESDAY, DECEMBER 26! If you have an article, please submit it via this link. Articles should be focused on debt reduction. You can include a post on “how to, why, how much, your progress, your goals, etc.”. As long as the post is related to getting out of debt, I’ll put it in the Carnival. So, hurry, hurry, hurry, while supplies last, and sign-up today!

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