I resolve NOT:

To worry about my creditors… (I’m debt free)

To worry about losing my job… (I have an emergency fund)

To try and buy my happiness… (I have a great family, a great wife, and two great kids)

To spend more than I make… (I have a budget)

To judge others based on their appearance… (Most rich people live frugally, drive used cars, and have modest homes)

If you are making resolutions for the new year, please consider debt-reduction, saving money, and planning for your financial future. Then, in 2008, you will have some “Not-Resolutions” of your own.

Happy New Year to you and yours!