How I Got Out Of Debt: Follow The Posts

I’ve wanted to do this for a long time. Here is a list of the important posts along my journey towards debt freedom. Hopefully reading these posts you will be inspired to get out of debt in 2007! (Start at the top of this list and go down to follow my journey in chronological order.)

April 2005

My First Post
My First Debt Summary
My First Set of Goals
My First Set-Back

May 2005

My First Update
Updated Progress
More Updated Progess

June 2005

Using Our Emergency Fund

July 2005

Automobile Debt Milestone
Realizing The $100 a Day Truth
Why I Do This
My Son Gets Sick
I Turn To eBay
Another Update

August 2005

First Automobile Paid Off
Second Automobile Paid Off

September 2005

Another Update
I Hosted The Second Carnival Of Debt Reduction
Update (Sitting At $3900)

October 2005

Seventy Percent Of Debt Gone
Problems With Credit Card Transfer

November 2005

$2990 Left
$2660 Left
My Favorite Free Things

December 2005

85% Paid Off
$1000 Left!
I Get a Raise
7% Left

January 2006

I Start My Podcast
A Upromise “Secret”

February 2006

I Am Debt Free!

It’s strange to go back and read this post. I noticed a few things. First, My updates were somewhat sporadic. Second, I used to get more comments. Third, this has been a pretty awesome ride.

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17 Responses to “How I Got Out Of Debt: Follow The Posts”

  1. [...] How I Got Out Of Debt: Follow The Posts (These are the “highlights” of my journey as I paid off more than $11,500 in debt!) [...]

  2. Dollar Jingle says:

    Hello sir, i am writting to the group because me and my family need help. We are up to debt to our ears and we don’t know how to get out. We have read many of the blogs on this subject. While all of them are good they do not address our problem. We have no extra money. We would love to do some of the things that was subjusted. But we have no “extra” money. All our money goes toward the bills. And we are drowning. We need help. So we are tring something different. Please help. You guys are our last hope.

    Sign Dollar Jingle

  3. Carol D says:

    Dollar Jingle I feel your pain. I am trying to keep the gas and lights on and food on the table. I put just enough on the on the bills to keep them on. It’s hard trying to keep gas in the car to get back and forth to work.

  4. [...] Ah, the good old Dave Ramsey-inspired Snow Ball method. Used by yours truly, this method works on the principle that we are motivated by watching ourselves make progress. So, instead of focusing on interest rates, you focus on account balances. Line up the balances, smallest to largest, and pay off the account with the smallest balance first. By focusing on the smallest balance, you can ’see’ your progress and you will be inspired, getting rid of one debt after the another. I liked this method, especially when I first started out, because every time I paid off an entire account, I was motivated to keep going, and going, and going. Does this method work? Read this post about me and my journey. [...]

  5. [...] I’m a pretty independent guy. I don’t mind being by myself and I could pretty easily spend a few weeks “right by myself”. But, when I decided to get out of debt, I wanted a forum where I could share my story. So, I created No Credit Needed. I wanted a place where I could be open, honest, and real. (To read about my debt reduction journey, click here.) [...]

  6. [...] years, I’ve created three personal finance goals.  I started this blog because I wanted to get out of debt.  After getting out of debt, I decided to build emergency fund.  Now I’m working to save [...]

  7. [...] Edit: I noticed that Consumerist has linked to my post. If you are interested in my story, you might want to click here to read about my site and here to read about my journey out of debt. [...]

  8. [...] Ten months later, I paid off my last debt.  I was (and am) debt free!  I had achieved my primary goal.  I was, needless to say, ecstatic.  I cannot tell you how good it felt to scream, “I’m Debt Free”.  (Click here to read a summary of my journey.) [...]

  9. [...] Click here to read the story of my debt reduction – from start to finish. [...]

  10. [...] Now that summer is drawing to a close, we’ll have a chance to resume our normal schedule.  I don’t know about you, but the recent spike in gasoline prices have made staying on budget more challenging than ever.  Our gasoline category keeps increasing, month after month.  And, using my grocery store price book, I’ve noticed that food prices have gone up, rather dramatically, over the last year.  Our entertainment category keeps shrinking and is almost down to the levels we had it at when we were aggressively paying off debt. [...]

  11. [...] How I Got Out Of Debt: Follow The Posts [...]

  12. [...] How I Got Out Of Debt – Want to read my story?  Click here and follow the posts from start to finish. Bookmark at:StumbleUpon | Digg | Del.icio.us | Dzone | Newsvine | Spurl | Simpy | Furl | Reddit | Yahoo! MyWeb [...]

  13. [...] Click here to read my story, about How I Got Out Of Debt – Post By Post. [...]

  14. Commission report says:

    Cool. Nice piece of advice. Thanks a lot for the article.

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  15. [...] How I Got Out Of Debt: Follow The Posts [...]

  16. [...] reduction and debt reduction techniques.  Personally, I’ve written several articles about my own debt reduction journey, a comprehensive guide covering how to get out of debt, and I’ve even created my own personal [...]

  17. [...] and debt reduction techniques.  Personally, I’ve written several articles about my own debt reduction journey, a comprehensive guide covering how to get out of debt, and I’ve even created my own personal [...]

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