15 Responses

1. No Credit Needed » Blog Archive » Welcome Clark Howard Fans and WSB TV Viewers

   May 4th, 2007 at 5:25 pm

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   [...] How I Got Out Of Debt: Follow The Posts (These are the “highlights” of my journey as I paid off more than $11,500 in debt!) [...]

2. Dollar Jingle

   May 6th, 2007 at 2:01 pm

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   Hello sir, i am writting to the group because me and my family need help. We are up to debt to our ears and we don’t know how to get out. We have read many of the blogs on this subject. While all of them are good they do not address our problem. We have no extra money. We would love to do some of the things that was subjusted. But we have no “extra” money. All our money goes toward the bills. And we are drowning. We need help. So we are tring something different. Please help. You guys are our last hope.

   Sign Dollar Jingle

3. Carol D

   May 6th, 2007 at 2:21 pm

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   Dollar Jingle I feel your pain. I am trying to keep the gas and lights on and food on the table. I put just enough on the on the bills to keep them on. It’s hard trying to keep gas in the car to get back and forth to work.

4. No Credit Needed » Blog Archive » How Do I Decide Which Debt To Pay Off First? 5 Options

   June 2nd, 2007 at 7:07 pm

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   [...] Ah, the good old Dave Ramsey-inspired Snow Ball method. Used by yours truly, this method works on the principle that we are motivated by watching ourselves make progress. So, instead of focusing on interest rates, you focus on account balances. Line up the balances, smallest to largest, and pay off the account with the smallest balance first. By focusing on the smallest balance, you can ’see’ your progress and you will be inspired, getting rid of one debt after the another. I liked this method, especially when I first started out, because every time I paid off an entire account, I was motivated to keep going, and going, and going. Does this method work? Read this post about me and my journey. [...]

5. Day 6 Of 33 Days And 33 Ways To Save Money And Reduce Debt : Share Your Story

   September 3rd, 2007 at 8:11 pm

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   [...] I’m a pretty independent guy. I don’t mind being by myself and I could pretty easily spend a few weeks “right by myself”. But, when I decided to get out of debt, I wanted a forum where I could share my story. So, I created No Credit Needed. I wanted a place where I could be open, honest, and real. (To read about my debt reduction journey, click here.) [...]

6. Day 21 of 33 Days And 33 Ways To Save Money And Reduce Debt: Focus

   September 22nd, 2007 at 3:42 pm

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   [...] years, I’ve created three personal finance goals.  I started this blog because I wanted to get out of debt.  After getting out of debt, I decided to build emergency fund.  Now I’m working to save [...]

7. Day 23 of 33 Days And 33 Ways To Save Money And Reduce Debt: Illustrated Debt Snowball

   September 27th, 2007 at 8:23 pm

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   [...] Edit: I noticed that Consumerist has linked to my post. If you are interested in my story, you might want to click here to read about my site and here to read about my journey out of debt. [...]

8. My Dad Rocks - And He Inspired This Post - Or, Taking The Next Step

   November 6th, 2007 at 11:18 am

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   [...] Ten months later, I paid off my last debt.  I was (and am) debt free!  I had achieved my primary goal.  I was, needless to say, ecstatic.  I cannot tell you how good it felt to scream, “I’m Debt Free”.  (Click here to read a summary of my journey.) [...]

9. Welcome Readers Of Money Magazine

   June 16th, 2008 at 7:51 pm

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   [...] Click here to read the story of my debt reduction - from start to finish. [...]

10.   New Site Design And Getting Ready For School To Start by No Credit Needed

    July 22nd, 2008 at 9:29 am

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    [...] Now that summer is drawing to a close, we’ll have a chance to resume our normal schedule.  I don’t know about you, but the recent spike in gasoline prices have made staying on budget more challenging than ever.  Our gasoline category keeps increasing, month after month.  And, using my grocery store price book, I’ve noticed that food prices have gone up, rather dramatically, over the last year.  Our entertainment category keeps shrinking and is almost down to the levels we had it at when we were aggressively paying off debt. [...]

11. How To Control Unconcious Spending | Green Panda Treehouse

    August 1st, 2008 at 10:39 am

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    [...] How I Got Out Of Debt: Follow The Posts [...]

12.   Debt Reduction 101 - Beginner’s Guide To Debt Reduction by No Credit Needed

    November 20th, 2008 at 1:30 pm

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    [...] How I Got Out Of Debt - Want to read my story?  Click here and follow the posts from start to finish. Bookmark at:StumbleUpon | Digg | Del.icio.us | Dzone | Newsvine | Spurl | Simpy | Furl | Reddit | Yahoo! MyWeb [...]

13.   10 Steps To Escaping The Paycheck To Paycheck Cycle by No Credit Needed

    December 4th, 2008 at 2:32 pm

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    [...] Click here to read my story, about How I Got Out Of Debt - Post By Post. [...]

14. Commission report

    December 7th, 2008 at 6:50 am

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    Cool. Nice piece of advice. Thanks a lot for the article.

    ommissionblueprintreport.com

15. How to Cope with Spending Addiction

    May 26th, 2009 at 7:52 am

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    [...] How I Got Out Of Debt: Follow The Posts [...]