Welcome to the 48th Carnival of Debt Reduction. I want to thank all of you who submitted articles. First, I will list the articles submitted. Then, at the bottom of this post, there will be a link to a very special AUDIO version of the Carnival of Debt Reduction, hosted over at my podcast site, The No Credit Needed Podcast. (Simply click on the link to head over the The No Credit Needed Podcast site. The audio file will be in mp3 format, and you can simply stream it to your computer, download it for later use, or subscribe to the podcast feed via your favorite podcatching client.)

Posts:
Free The Drones Personal Finance Blog with an article about creating a NEW credit profile. Is this legal? Can you do this? Read the article to find out.

The Good Human with an article about different types of debt. How much money do we borrow? How do we borrow it? What can we do about all this debt? Check out this article for tons of great information.

Free Money Finance with an article on college students and credit cards. YIKES! Great, great, great article. A must read!

Blogging Away Debt with an article about decreasing credit card interest rates. This is a super article, and it actually deals with the topic at hand: DEBT REDUCTION! YES!

Dave and Katy with an article about relationships, money, and getting debt free. I love articles like this. Personal finance is PERSONAL. Great job! (URL Broken)

Bouncing Back with an article about moving into a smaller home. I was on the “fence” about including this article, but after reading it, I think that the main idea of the post really does have something to say about debt reduction. A house that costs less will free up extra money for debt reduction. Very thought-provoking article. Nice.

Taking Control Over Money with an article about tricks for eliminating debt. The article title is a “bit” misleading. In actuality, these are not “tricks”… They’re great, great “techniques”. Awesome job.

My Financial Awareness with an article about blame. Whew! Deep…

Special Audio Version:
Thanks for checking out the 48th Carnival of Debt Reduction. Now, for a special treat, click on the link below to head over to the No Credit Needed Podcast for a Special Audio Version of the Carnival of Debt Reduction. I think you’ll like what you hear!

Special Audio Version of the Carnival of Debt Reduction at the No Credit Needed Podcast.

Thanks for checking out the Carnival of Debt Reduction.

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I will be hosting the Carnival of Debt Reduction, this Monday, August 14. For more information about the Carnival of Debt reduction, check out this post over at Mighty Bargain Hunter.

I will post the articles in a format of my own choosing… (and it will totally, totally rock!)

Please, as always, try to keep your submissions focused on debt reduction. There are various other carnivals available (see my Links I Like section) for general personal finance posts. This carnival focuses on DEBT REDUCTION.

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Two Fridays ago, on the 28th of July, I called into the Dave Ramsey show, and I was able to share with him that I was debt free. Dave has been a real inspiration, both for getting out of debt AND creating the podcast. If you’d like to hear me, and my country voice, check out this page, click on the show from 07-28-06 and fast-forward to 47:00 in the show. (I’m Jason… a fact that I have never mentioned on this site, and a fact that I shall never mention again… you can call me NCN!) If you pay close attention, you’ll see that I did something on Dave’s show that I’ve never heard done before. Check it out.

If you did not read my previous post, please do so. I talk about a brand new contest here at No Credit Needed.

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Hi gang! It’s been a few days since I last posted. Whew! The summer (at least the get out of school, hang out with the kids, go on vacation, get a suntan, rock the vacation, part) is GONE! My wife started back to school this past Thursday (she’s a teacher , educator!) and my daughter starts 1st grade this Thursday. Wow, we’ve been super, super, super busy, but now we are going to be getting back to our “regular” schedules.

My post about your very, very best money tips is now up to TWENTY FOUR awesome ideas. Well, I have decided that I want to see if I can get ONE HUNDRED ideas. That’s right. ONE HUNDRED of your very, very best money tips. So, it you have a blog (or, even if you don’t), check out the very, very best money tips post, leave a link to your best idea for saving money, and you will automatically be entered into the No Credit Needed “choose your own personal finance book” contest. Yes sir. You read that right! As soon as the post reaches ONE HUNDRED ideas, I’ll put all of the contributors’ names in a hat, and I’ll pick a winner. That lucky winner will win a copy of his / her favorite / most desired personal finance book. (Maximum book value, 20 bucks, delivered from Amazon!) So, check out the post, rock the mic with your very, very best money tip, cross your fingers, and hope that you win when we hit ONE HUNDRED ideas. (Plus, you get a FREE link to your blog…)

I should have a brand new podcast up very, very soon. (Tuesday or Wednesday, perhaps?)
Also, I have updated (and am in the process of updating) many of the charts over at the No Credit Needed Network site. Check it out.

JLP from over at All Financial Matters is running a Question of The Day Marathon. Here are the links. You rock, JLP!

I want to thank you for continuing to visit my site(s). You guys rock. I’ll have more for you tomorrow. Peace out.

Dork!

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