My wife and I had a long talk last night about our personal finances. It’s pretty refreshing to be able to sit down and really communicate with one another. For years, we were simply floating along, “living just like everyone else”, knee deep in debt, broke, and frustrated with our finances. Now, we talk about money, budgets, debt, our future, and anything else money related. And, we have actually learned to LISTEN to one another. That’s right. We actually take the time to be quiet and hear what the other person is saying. My wife rocks!

We are both really stoked about the idea of having our emergency fund almost funded. We were talking about what our “next” personal finance project will be. I think that I am actually going to get into some personal selling of wholesale products. I’ve been researching this for a long, long, long time, and I think that, once we have our emergency fund in place, I am going to go ahead and begin a side project of buying and re-selling. I am excited! The idea of being debt free, having a fully funded emergency fund, AND creating a new income stream is totally awesome. I’ll let you guys know if we decide to go in this direction, but, needless to say, it is really fun to know that we now have OPTIONS.

We are determining our future, through planning, cooperation, and communication. Seriously. No more floundering, working paycheck to paycheck, living for the end of the month. Nope. We are going to be RICH!

Guess what. You can do it too. Yep, little old you. You see, it doesn’t take massive amounts of income or winning the lotto. Nope. It takes: Making a plan, sticking to the plan, getting back on the plan, believing in the plan, and working the plan. That’s it.

Thanks for stopping by, and I hope that this post will “push” you towards your personal finance goal! Get out of debt! Save some money! Make some new income! Change your life!

(I need some uber-white teeth and a comb-over, and I’ll be rocking the motivational-speech circuit.)

Peace out… Dork!