Polls

Savings Rate Poll

I’ve noticed that the savings rate for my ING account has been creeping towards 5 percent. Other online savings accounts are offering 5 percent or higher. This got me to thinking. If you could “lock-in” a savings rate for your retirement investing, what rate would it take for you to get out of the stock market and simply have all…

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Frugality

Can You Hear Me NOW?

So, in an effort to squeeze a few more bucks out of my monthly bills, I first contacted Dish Network, and was able to save 10 dollars per month for 10 months. Next, I went over my Verizon bill with a fine-tooth comb. Guess what, I was paying 10 dollars a month (5 for each phone) for unlimited in-network text…

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Debt Story

15 Months: Time To Reflect

15 Months ago, April 6 to be exact, I owed 11,510.22 dollars. Yesterday, July 7 to be exact, I deposited 1300 dollars into my ING Savings account, bringing my personal savings (excluding retirement) to 12,300 dollars. In other words, in 15 months, I have managed to positively change my financial position by 23810.22 dollars. Yes! Folks, this stuff works. I…

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