Debt Reduction

How To Get Out Of Debt: Step 3

Step 3: Now you have an organized chart detailing your current debt situation. You can easily see your monthly minimum payments. All you have to do now to begin reducing your debt is to add as much extra money, per month, as you can to the account with the lowest balance. In our example below, the lowest balance has a…

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NCN News

What’s My Name

Eventually, every blogger feels the need to do a “who I am” post, about who they are, and why they blog, and what got them started. So here’s mine. I am 31 years old, married, with 2 kids (ages 6 and 2). I live in Georgia. I created this site (in April of 2005) to track my personal debt reduction.…

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Off Topic

Facing Reality

I’m back after a week of relaxation. And, I have a confession to make. I really, really, really, really enjoyed DOING NOTHING! Can you believe it. I loved being a “bum” for a week. It was great! Now, back to the “real” world. I struggle with organizing my life, my work, my bills, and my finances… I procrastinate, I cram,…

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