Savings Story

Savings At 7000… Oh Yeah… I’ve Been Here 1 Year

So, in all the hustle and bustle of maintaining the 3 sites, working, parenting my 2 kids, enjoying my marriage, and leading FPU at our church, I MISSED my 1 year anniversary here at No Credit Needed! My first post was April 6, 2005, and if you want to check out my beginning debt balances, you can click here. 11K Plus. Now, about a year later, we have no debt, 7K in savings, and 2K in our checking. So, basically, that’s a 20K Plus change in our net worth. Yay! I want to thank all of you for visiting, reading the blog, joining the NCN Network, listening to the podcasting, typing emails, and leaving comments. You guys rock! I hope…

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10 Free Computer Products I Use Everyday

1. OpenOffice from OpenOffice.Org. Free word processor, speadsheet, etc. I like it much better than Microsoft Office. 2. Firefox. The best browser, by far. 3. AVG Anti-Virus. Free, easy to use. 4. Thunderbird Email Application. See Firefox. 5. Yahoo Finance / Google Finance. 6. 7. Audacity. An awesome audio recording program. I use it for my podcast! 8. Itunes. 9. ABC. Another BitTorrent Client. 10. Blogrolling / Feedburner. I use blogroll to manage my links, and feedburner to manage my feeds.

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Frugality, Saving Money

10 Money Savers (That You Will Actually DO!)

What can I say… I’m loving the lists: Here are 10 Money Savers (That You Will Actually DO!) The problem with a lot of frugal ideas is that most people will not actually take the time to implement them. Why? Because they take effort or time or some combination of the two. The following are simple, easy, almost effortless, and they save you money. Ready? Good! 1. When you eat out, ask for a glass of water as opposed to a glass of soda. Simple, easy, saves you 1.50 per meal. Plus, it’s healthy! 2. Don’t buy books. Go to the Library. It’s free. 3. Stop drinking coffee from a coffee shop. Make your own. (When did drinking coffee become…

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