Monthly Archives: March, 2006
Podcast and Blog Together At Last!
The lastest episode of the No Credit Needed Podcast goes hand-in-hand with the last two posts here are the No Credit Needed Blog. If you are reading the How To Get Out Of Debt Series, I think that you will be very interested in the latest episode of the podcast. Please check it out. Thanks.
How To Get Out Of Debt: Step 2
Step 2: You now have a sheet of paper with your list of debt accounts. Re-order your list so that you have your accounts listed lowest balance to highest balance. Nest, write down your monthly minimum payment for each account. Add your minimums together. This is your total monthly minimum payment amount for all of [...]
How To Get Out Of Debt: Step 1
I have decided to create a comprehensive, step by step plan for getting out of debt. Please note: I will assume that before you begin your debt reduction, you have saved at least 1000 dollars in an emergency fund and that you have decided to stop adding to your debt load. On to… Step 1: [...]
Oh You Didn’t Know
Should you… Surf your credit card balances from higher rate cards to lower rate cards. YES! BUT, only if you intend to pay-off those surfed balances, and only if you plan to NEVER EVER use those higher rate cards again. DO NOT surf a balance to “card B” and then continue to use “card A”. [...]
