Monthly Archives: March 2006

Podcast and Blog Together At Last!

The lastest episode of the No Credit Needed Podcast goes hand-in-hand with the last two posts here are the No Credit Needed Blog. If you are reading the How To Get Out Of Debt Series, I think that you will … Continue reading

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How To Get Out Of Debt: Step 2

Step 2: You now have a sheet of paper with your list of debt accounts. Re-order your list so that you have your accounts listed lowest balance to highest balance. Nest, write down your monthly minimum payment for each account. … Continue reading

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How To Get Out Of Debt: Step 1

I have decided to create a comprehensive, step by step plan for getting out of debt. Please note: I will assume that before you begin your debt reduction, you have saved at least 1000 dollars in an emergency fund and … Continue reading

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Oh You Didn’t Know

Should you… Surf your credit card balances from higher rate cards to lower rate cards. YES! BUT, only if you intend to pay-off those surfed balances, and only if you plan to NEVER EVER use those higher rate cards again. … Continue reading

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