Monthly Archives: January, 2006

Cash Back Credit Cards

Okay, the hottest thing going today, in the financial realm, is the “Cash Back” credit card. Almost every major credit card issuer is offering one of these “wonderful” things, promising you cash back for the purchases you make. Some promise cash back for groceries, gas, or everyday purchases. You can get bonus miles, bonus cash, [...]

Struggles and Fixes Part 1

Wow, almost everyone I know is broke! And I mean everyone! I have friends who earn a lot, and friends who earn a little, and they all have one thing in common. They are broke. They have tons of debt. They do not have budgets, and they do not know “where their money goes.” They [...]

Re-Focus

Wow, I have been WAAAY out of focus when it comes to personal finance. I have not done my budget for this month, I have not paid a penny towards my debt, and I have not even considered eBaying either one of my children… What an odd month. I think that Christmas, the party for [...]

Roth Update

Hey, thanks to anonymous for the “wake up call” concerning my last post. I was hasty in opening the Roth with Sharebuilder, and have changed my plan to “basic” which has no monthly fee, and only costs 4 dollars a trade. Now, here is the trick. Sharebuilder only charges their annual fee once a year, [...]