Debt Story

Sick To My Stomach

Here’s the deal. I THOUGHT that my credit card zero percent offer ended at the END of December. Suprise! It ends December FIRST. ARRRRGH! That means I have two options. ONE, just eat the interest, and pay the thing off with the last paycheck of the year. OR TWO, somehow find 3000 dollars of availiable money THIS MONTH to pay the thing off before interest starts to acrue. CRAP! Lesson learned: Read the details and pay attention. I am a dork! (Option 3, and I really, really don’t want to do this, but I COULD transfer the balance from this card to another “dormant” card that I have… THUS violating the very premise of this blog, that credit is “not…

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Tips

Saved Some Cash

Hi all… Not much going on with the old debt re-payment. I should send a few more bucks to the last credit card come Monday Morning. I will update then. As far as saving some money, I did 2 things that I should have done a while ago. Both prove that financial stagnation can sit in, even for those who are focused on their finances. First, I cancelled “local” channels for my dish network service. I already have locals out of Atlanta, and these were redundant. This saves me about 6 bucks per month. Yay. That is a savings of 72 dollars per year. Second, I cancelled a calling card feature associated with our local phone service. This saved 1.00…

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