Debt Story

Epic!

Wow, what a blessing! I received a check today for 250 bucks for some work I helped out with over the summer. Totally unexpected. I am trying to decide whether to immediately put the 250 towards debt reduction, of put it in savings to rebuild the old emergency fund. Contrary to how I usually do things, I am thinking about putting all of it against the debt and keeping a smaller amount in the emergency fund. Why? Because, I am in the home-stretch and I really, really want to be debt-free by 10/10. HMMM…A good “problem” to have.

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Debt Story

The Sound Of One Hand Clapping

Well, here is my latest update, as of Closing of Banking Hours Friday: Account April 16th Paid So Far July 29th Auto 1 2656.33 $1,972.41 683.92 Auto 2 3255.23 $1,681.70 1573.53 C Card 5598.66 $95.00 5503.66 Totals $11,510.22 $3,749.11 $7,761.11 So, that is a total of 32.57 percent of my debt paid since April 16th when I began this blog. As for my mini-goal of 100 dollars a day since July 19, I have been able to pay a total of 836 dollars. That figures (at 836/11) to be 76 dollars a day. So, I am a little behind schedule, but considering that we are also paying for my son’s recent hospitalization, I think we are doing pretty well. We…

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Noted

We’re Moving On Up…

Okay…I read a bunch of blogs everyday, including those listed on the right side of this page. One that I read is Credit Card Victim and there is a post there that I wanted to reply to, but I can’t cause I am not a registered user. So, I will reply here. Over at CCVictim the author takes issue with one of my previous posts about moving debt around, via multiple balance transfers. I’d like to take this time to further state my points, with some clarifications. 1. An initial move of credit balances to lower-interest rate cards is okay, even a good deal. 2. A subsequent movement or two, between one or two, or even three cards, I can…

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