Okay…so, I was gone for a week with a camp for some local kids. We had a great time and we are exhausted. So, quick update before we get some much needed shut-eye. We had a major emergency this past week with our mini-van. Something broke under the hood, and it cost 600 dollars to fix. In the past, we would have run to use our credit card to fix this. But, alas, we have our emergency fund. We withdrew the needed amount, and we will slow our debt re-payment down until we have replaced the 600 dollars. This will (might) cause a delay in our over-all debt re-payment schedule, but, we WILL NOT have to pay a dime of interest on this 600 bucks. If you do not have your mini 1000 dollar emergency fund…you better get on it. Back with more in just a bit…ncnblog