Emergency Fund

Back From a Week Off…Emergency Fund

Okay…so, I was gone for a week with a camp for some local kids. We had a great time and we are exhausted. So, quick update before we get some much needed shut-eye. We had a major emergency this past week with our mini-van. Something broke under the hood, and it cost 600 dollars to fix. In the past, we would have run to use our credit card to fix this. But, alas, we have our emergency fund. We withdrew the needed amount, and we will slow our debt re-payment down until we have replaced the 600 dollars. This will (might) cause a delay in our over-all debt re-payment schedule, but, we WILL NOT have to pay a dime of…

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Money Management

Money…A Strange Thing

I have always been fascinated money. Not with what money can buy necessarily, but with the idea of money ITSELF. The fact that there exists this thing called “money” and I can give it to you for a good or a service, and you will accept it, and give me the good or service…this is so “strange” to me. Why? Because, who says that money “means” something. Well, I guess we all do. Somewhere back there, some folks decided that a little rectangular piece of paper or a circular piece of metal with some particular markings would be the mechanisms for facilitating the exchange of goods and services. And we all go along with this…kinda neat. What REALLY got me…

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Super-Big Post

Time to get caught up. First off, I have been super-sick for two weeks, and have felt like total junk. I have a summer cold, and it is totally killing my sinuses. Awful pain and hurt, plus throat pain and soreness. Anywho, I am almost over it, and am ready to jump head-first into my debt re-payment plans. We had a slight setback in our debt payment schedule, due to my being sick, and the baby being sick a few weeks ago. Income was not exactly what we thought it would be. THANK GOD we have the emergency fund. I cannot stress how important an emergency fund can be. Now, as for our situation with our bank. WoW…I cannot believe…

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