http://www.ncnblog.com/2005/05/16/organize-your-bills/ Debt Reduction Rocks - We Are Living Debt Free! Tue, 02 Dec 2008 13:38:40 +0000 http://wordpress.org/?v=2.6.3 http://www.ncnblog.com/2005/05/16/organize-your-bills/#comment-99280 summer Thu, 03 Apr 2008 06:45:58 +0000 http://www.ncnblog.com/?p=52#comment-99280 7 years ago i don't have any bills on my own, since migrating here necessitates BILLS i became its slave. my friend makes fun of me because as soon as i open my mails which consists of bills, i go to my desk and computer and pay my bills. she said that i'm so anal about my bills. well who wouldn't? the best advice i got since i came here is: to live within my means, don't use the credit card if you can't pay it off on its due date. and it's true whenever i get a bill of more than $100.00 in any of my credit cards, i literally sweat. because back home(manila) we don't use credit cards, we pay cash. so if i can't afford it i cannot buy it. i use my bank's pay bill online which saves me from a trip to the USPS and stamps. i have a simple spreadsheet so i can keep track of my spending, bills to pay and stuff that i pay annually. i keep my receipts by month in case i need to return something in the store. i logged all my spendings, take out, eat out, groceries so i know the things that i'm buying. i have a notebook so i know what's going on with my car's maintenance and how much gas i'm using each month. i also have a car savings for its maintenance and probably a dopwnpayment for a new car in case it dies which i'm hoping in 4-5 yrs from now. my work is just 2 miles away from my house so i have a low mileage in my car. i always plan my errands in order for me to save gas and time. i guess that's it. thanks for reading. 7 years ago i don’t have any bills on my own, since migrating here necessitates BILLS i became its slave. my friend makes fun of me because as soon as i open my mails which consists of bills, i go to my desk and computer and pay my bills. she said that i’m so anal about my bills. well who wouldn’t? the best advice i got since i came here is: to live within my means, don’t use the credit card if you can’t pay it off on its due date. and it’s true whenever i get a bill of more than $100.00 in any of my credit cards, i literally sweat. because back home(manila) we don’t use credit cards, we pay cash. so if i can’t afford it i cannot buy it.
i use my bank’s pay bill online which saves me from a trip to the USPS and stamps. i have a simple spreadsheet so i can keep track of my spending, bills to pay and stuff that i pay annually. i keep my receipts by month in case i need to return something in the store. i logged all my spendings, take out, eat out, groceries so i know the things that i’m buying.
i have a notebook so i know what’s going on with my car’s maintenance and how much gas i’m using each month.
i also have a car savings for its maintenance and probably a dopwnpayment for a new car in case it dies which i’m hoping in 4-5 yrs from now. my work is just 2 miles away from my house so i have a low mileage in my car. i always plan my errands in order for me to save gas and time.
i guess that’s it. thanks for reading.

]]> http://www.ncnblog.com/2005/05/16/organize-your-bills/#comment-98830 Paying Bills Vs. Money Management - The Difference Between Surving And Thriving Tue, 01 Apr 2008 00:14:46 +0000 http://www.ncnblog.com/?p=52#comment-98830 [...] Organize Bills And Documents [...] [...] Organize Bills And Documents [...]

]]> http://www.ncnblog.com/2005/05/16/organize-your-bills/#comment-16550 No Credit Needed » Blog Archive » Creating The System Versus Doing The Work Tue, 12 Jun 2007 04:51:31 +0000 http://www.ncnblog.com/?p=52#comment-16550 [...] here to read about my system for dealing with paper bills (and paperwork in [...] [...] here to read about my system for dealing with paper bills (and paperwork in [...]

]]> http://www.ncnblog.com/2005/05/16/organize-your-bills/#comment-16468 No Credit Needed » Blog Archive » Personal Finance: Getting Ready For 2007: Part 1 Mon, 11 Jun 2007 16:47:32 +0000 http://www.ncnblog.com/?p=52#comment-16468 [...] Buy a new expandable file folder for organizing my bills, receipts, and documents. Here’s a post about how I organize my bills and documents. To search for your own expandable file folder, use this link to search Amazon: Expandable File [...] [...] Buy a new expandable file folder for organizing my bills, receipts, and documents. Here’s a post about how I organize my bills and documents. To search for your own expandable file folder, use this link to search Amazon: Expandable File [...]

]]>