Off Topic

Bunch O’ Little Bits

Okay…quick notes on lots of things.. 1. I have to make a decision about my auto insurance. As of now, we are billed 8 times a year for our auto insurance. We are charged a 5 dollar fee for every bill. That is 40 dollars a year extra. So, I need to decide if the convenience of not having to pay for an entire year’s worth of coverage is worth the 40 bucks. 2. WE HAVE CHICKENS…We went to the local farm supply store this past week, and they had baby chicks. We purchased 4 Rhode Island Red pullets. (A pullet is a female chicken.) unfortunately, 2 of them died in the first week. So, we went back, and replaced…

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Credit

First RANT!

Okay, I am tired of it. Every time I go to someone’s blog or financial website, it is the same old thing. People are trying to pay off their debts and “REBUILD” their credit. Stop the insanity! (Susan Powter…was that her name?…would be proud) People, we are in a serious crisis, and we cannot borrow our way out of it. All of these people using credit cards for all these purchases, just to peruse some stupid “reward” points. Dude…I have a Visa that gives me 1 point for every dollar I spend, and it takes 2000 points to get a reward…Know what 2000 points will get ya? A FIVE DOLLAR GAS CARD…Yay! 5 Bucks. Quit worshiping at the altar of…

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Resources

Bill Pay Follow-Up

In my last post, I gave several suggestions for easy bill payment and organization. One tip that I forgot was this: Call your billers, and see if you can get them to move your monthly billing date to days that are good for your. Almost all of my billers either bill me at the last of the month, or in the middle. This helps for easy organization and planning. (By the way, I do very little “auto-draft” bill payments…I like to take a look at something BEFORE I pay it. The one real exception is my gym membership, which is always the same.) Here is a chart of most of my current bills and how I have them organized. I…

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