Ahh…The Emergency Fund. So glad we have one. My little boy got sick this week, very, very sick, and was in the hospital for about 5 days. He is home now, and is doing much better. However, while staying with him in the hospital, my wife missed an entire week of work. I was at home with our daughter. Thank God for the Emergency Fund. Without it, we would have had to worry about our finances this month. With it, we can concentrate on our son’s health. This little blip might slow our debt payment for a month or so, but that will be fine. It is far better to have an emergency fund, and spend a little time rebuilding it, than it is to go further into debt each time some extra expense hits us. If you don’t have an emergency fund, even a small one of 1000 dollars, then GET ONE TODAY. Sell something, eBay something, get a second job, do something to give yourself a much needed financial “cushion.” Trust me, when you or your child gets sick, the LAST thing you want to worry about is whether you will be able to pay your bills. GO, GO, GO! Build up that emergency fund, NOW!