Basics, Tips

Getting Ready For A Yard Sale

We a planning to participate in a multi-family yard sale the first Saturday in August.  I’m pumped.  We should be able to make a few bucks, get rid of some clutter, and better organize our home. We have secured a location for the yard sale and obtained all of the necessary permits.  We plan to spend the Friday evening before the yard sale, pricing specific items and getting ready for the sale.  Also, we’ll have change on hand and a secure place to store any money we will receive.  After the sale is over, we’ll donate any of the remaining items to a local charity. Beginning last week, I divided our house into manageable sections – and began to sort…

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Family, Saving Money

Money And Our Summer Vacation

My family and I recently returned from an awesome week at the beach.  The weather was great – not too hot, but warm enough for swimming and hanging out at the beach.  We had a blast. Each year, we visit that same area – but shop around for the best deal on a local condo.  This year, we found an amazing, three-bedroom, three-bathroom condominium, just across the road from the beach. We saved money by picking a non-beachfront unit.  By walking about 100 extra feet, we saved several hundred dollars. Our kids are now old enough to move about the condo complex on their own – so we also saved a little money by being on the fourth floor, rather…

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Emergency Fund, Taxes

What To Do With A Tax Refund

My wife and I filed our taxes this evening.  The process was pretty straightforward and only took a few hours.  We have a small refund heading our way – we plan to use it to help rebuild our long-term cash savings. Over the years, we have used our tax refunds for:- funding our emergency fund, purchasing furniture for our new home, paying off credit card debt, and going on vacation. In a perfect world, we would have our withholding dialed in, and our refund would be very, very small.  As many have stated before, there’s no reason to give the government a “tax free loan”.  The reality is, our income fluctuates each year, and we would rather play it safe…

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